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Perspectives on Medicare - Essay Example

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 This essay "Perspectives on Medicare" describes a medical policy established to cater for health needs of citizens. It mostly targets the elderly, as they are more prone to get sick or suffer from ailments that may require urgent medical attention. …
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Perspectives on Medicare

Download file to see previous pages... The system (Medicare) is structured in four essential parts: Part A is based on Hospital Insurance, Part B caters for Medical Insurance, Part C deals with Medical Advantage and Part D relates to Drug coverage, which relates to Medicare prescription. Each part is important in establishing a Medicare plan for people since there is a correlation between each of the parts that provide Medicare benefits (Ball, 1995). The relationship extends to the fact that if one component is of low quality, the other factors should be of a similar nature.
Hospital insurance is designed to cover inpatient care in case of medical emergencies. It caters to home health care, a nursing facility and a hospice, which will address and cater to the requirements of an inpatient. These are essential in ensuring that a patient will have these important services that will enhance quick recovery from any injury, ailment or any other health hazard that may arise.
Medical insurance is implemented in order to provide cover for services administered by health care providers (such as doctors), outpatient care, home health care, and mediation or medical equipment (Hellinger, 1998). It also covers preventive measures that ensure the wellbeing of an individual, as well as limit or prevent any illnesses from becoming aggravated or causing fatal damage.
Medical Advantage is a component of Medicare that gives the option of using Medicare-approved private companies, which provide various insurance policies. It has a formulated plan that ensures an individual receives any of the benefits that are provided in Part A and B. This aspect of Medicare provides additional advantages, which are provided at an additional cost (Ball, 1995). It (Medicare Advantage Plan) also provides cover that relates to drug prescription (Part D).
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