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Nationalized Health Insurance - Essay Example

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Most developed countries have implemented some form of a nationalized health insurance scheme aimed at lowering the cost of health care with equal access for all, but unfortunately…
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Download file to see previous pages hree major areas of concern: loss of health decision choices and lack of privacy, a decline in the quality of health care and the creation of new inequalities.
Proponents of nationalized health insurance focus predominately on the issue of monetary savings. They claim that the cost of consumer products is reduced when health insurance is nationalized because savings made by employers who are no longer liable for their employees health insurance are passed on to consumers. In turn, this lowering of the cost of products ensures more local jobs for employees because companies are more able to compete in global trade.
Supporters of nationalized health insurance also maintain that employees are more mobile because they are more confident and thus more able to change employment if they are no longer happy with one employer; they are also less hesitant in setting up their own business or company without the anxiety of losing their health insurance. In reality however, while these arguments may be acceptable in terms of monetary savings and mobility, other costs are heavier.
Canada and Britain both have nationalized health insurance but with differences. Britain employs a ‘single-payer system’ and people are unable to avoid the system and use private insurers. The government covers all health care costs, with money coming from tax incomes. Patients are not required to pay for any services other than some small amounts towards optical and dental care and treatments bought on prescription. Most doctors and nurses are direct employees of the government and thus paid by the government (Tanner, 2008, p.31).
Canada’s system is different to Britain’s in that responsibility is divided between ten provinces and two territories. In other words, the federal government and provinces cover all costs but medical staff are not direct employees of the government. Federal taxes pay for around sixteen percent of health care costs with the remainder covered by provincial taxes. ...Download file to see next pagesRead More
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