Health Insurance Coverage for Mental Illness in the US - Essay Example

who support the person, his living conditions, etc bring along lot of physical and mental stress and might lead to mental illness and thereby disorders. Generally it gets affected to the aged people sooner, as they are not taken enough care of by the younger generation. Most of such illnesses occur in the well and good families and hence the researchers have cited the hereditary conditions as a cause. Currently as of now in this big world where we get the diagnosis for every minute disease or sickness, unfortunately there is no diagnosis to know about the condition of a person who is not fit mentally.

These persons are diagnosed by the psychiatrists with the assistance of experienced and qualified doctors over a series of conducted tests and formal discussions with the person. At times these kinds of tests have to be carried on twice a week or on a regular basis and to be accustomed to the financial situations one should have a regular income to afford for the immediate medical care and treatment. Hence it is always suggestible or more appropriately advisable to have a health insurance coverage, which could relieve a person from the medical expenses touching the skies in today's expensive world.

A health cover is very beneficial for those people who try to cope up and care for the mentally retarded people experiencing difficulties who are poor enough to fund themselves for their expenses. There are innumerable health cover agencies both private and government which provide cashless treatment for such sick people with a nominal amount of premiums. Well Point and United Health Group now control a third of the US health insurance market and cover 61 million US citizens. The services of the Health Insurance Institutions include Advocacy, Career Support, Community Support, Employment and Training, Housing, Help lines and most importantly Nursing & Residential Care.

Every view of all the services is designed to the needs of the people with respect to all the ages and thereby deals with the problems and also solutions. Advocacy: These services are subjected to those people who can avail the powers of the Mental health legislation. They help them in defending their rights legally retaining theirDue respect and dignity when concerned to issues related to hospitalization, treatment and recovery. It would be very beneficial dealing with many issues including admission and discharge in a well equipped hospital, case conferences and its reviews, complaints, requests to see medical records, or for that matter when required for a second opinion, and physical care needs.

Carer Support: It is the support given by caring and kind people who only serve people with a big heart to give them the care which they need in everyday life in their long and enduring illness visiting ill people at their convenient timing and at their residence. This care enables to lead a normal life alongside taking the treatment without any neighborly inconveniences and other related difficulties.Community Support: It is the practical support given to an ill individual to empower them with the positive and motivated guidance to get back to work with confidence through informal social contracts with small group work, an opportunity to develop newskills with structured and focused work.

They offer access to a wide range of information,