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Financial Securtiy for College Students - Essay Example

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Summary to essay on topic "Financial Securtiy for College Students"
College is that splendid part of life where the metamorphosis from an adolescent to an adult takes place, and this transformation is mainly the effect of the financial decisions taken. Financial planning becomes important even at this budding stage since the marketers of credit cards believe such students o be a prime target.
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Download file "Financial Securtiy for College Students" to see previous pages... Hi-fi lifestyle becomes harder to be abandoned once donned. A survey result is that 40 percent of the students would get a pair of jeans that they really want to have even if they cannot afford it. This is where the credit cards take the stage. This sort of lifestyle does not end with a simple pair of jeans.
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As for everything that goes, fashion too has many accessories. The need to adopt this lifestyle may be due to various reasons like the sense of belonging to a group, friends etc. What was enough for high school is not so when it comes to college.
Financial problems cause distress to mind and the students are not exceptions. This definitely affects their performance. This happens not only for college students, as we all know. This becomes a problem because they are the future employees and it is essential that they are financially competent.
For another class of students, the parents would have saved money for college education but there are situations where that is not enough. Henceforth comes the search for student financial aid. This in itself will cause distress if it has been kept as the last resort. Thus, if financial aid is required, the process of searching for one should be started as early as while in high school.
Due to all the above stated issues, financial competence for a student becomes important. He/She should be able to strike the balance between being frivolous and being sober, both being the two extremes possible, in the monetary matters. One should be wise enough about choosing and using credit cards, if at all one is needed. The capability of foreseeing the pitfalls is required in a little amount, if not vast. In short, a college student, in matters of finance, should be 'a small adult', wherein comes the problem of striking the balance between being an adolescent and an adult.
How can such balances be achieved becomes a question. The answers are many.
Student Employment Opportunities are available online as well as through other sources. One can try doing part-time jobs like data-entry and the like. These are no big deal for anyone who has the minimal knowledge of handling computers. If the schedule does not leave the student with enough time and resources to commune to a work place, therein comes the genie of all human beings - Internet jobs. Ample opportunities are available online and as in everything good, there are also some potholes here. In spite of them, there are still genuine opportunities available if only we have the time and patience to look at the right place. There are also some educational institutions that outsource credible student jobs. Students can find them out with the help of faculty. Positions even exist without any financial aid eligibility criteria. The centers are made available both on-campus and off-campus.
There are numerous advantages of student employment got through one's educational institution. The money earned may be used to manage the college costs like tuition fees. The paycheck also attributes to a sense of financial security and independence that shows itself in the academic performance. That feeling of guiltiness that one is burdening his/her family goes away and that helps a lot. Students are able to ...Download file "Financial Securtiy for College Students" to see next pagesRead More
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