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The Cost of My Education - Essay Example

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The purpose of this paper is to use a six step process to calculate the overall costs associated with my education and determine if I have enough income to cover these costs or if I am likely to graduate with student debt.
Step one. The basic expenses of my education can be categorized according to the frequency of their payment…
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The Cost of My Education

Download file to see previous pages... On a monthly basis, I have to cover expenses related to my car, food and snacks not included in the meal plan, as well as all extracurricular activity and entertainment costs.
Step two. Having established my expense categories, I am now positioned to estimate the actual dollar amounts for each and obtain an estimate for one year. By using a spreadsheet, I am able to view this information by category and obtain an accurate calculation. My annual tuition is $15,000 and the insurance for my car is $4,200. Accordingly, my annual expenses add up to $19,200. Every semester my residency fees cost me $3,500 and the meal plan is $1,250. I expect my books to cost $300, my student activity and parking fees to be $100, and my lab fees to be $75. This means that my semester fees equal $5,225. Because I will be able to walk to class, I don't expect to spend much money on gas every month, about $50. The rest of my monthly expenses should not be more than $250, making my monthly total while in school about $300. During the summer, I'll be living at home and will not have monthly expenses.
I can now accumulate this information into a one-year estimate by adding my annual expenses ($19,200) to my semester expenses for two semesters ($5,225*2 = $10,450) and my monthly expenses for the eight months I will be at s ...Download file to see next pagesRead More
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