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Management of Financial Institutions - Literature review Example

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This work "Management of Financial Institutions" describes the various issues shaping this industry and also gives an explanation of various aspects of the industry. It explains a lot of what banks need to know for them to be able to engage across the borders. The author takes into account some articles and papers and outlines findings concerning international banking. …
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Management of Financial Institutions
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Download file to see previous pages The first paper is about International Banking Regulation. For banks that may want to spread across borders, the study gives an explanation of how the various policies and laws may affect its operations. The second paper in the study gives the various restrictions on the development of Pan-European bank mergers. It shows how regional liquidity shocks limit cross-border bank mergers. Thirdly, the study shows the various methods banks use in risk assessment when lending to less developed countries’ sovereign governments. It gives a topology that can help banks efficiently assess risks. An explanation of the multi-nationalization that is given in this paper comes with a model showing how applicable the profit maximization hypothesis is and the drive behind it. Lastly, the study looks into the evolution of the multinational banking industry and helps us appreciate the industry’s development to its current state.
The paper sets out to give useful details on the regulations above mentioned with some scholarship, at the same time maintaining as high a contemporaneity level as it possibly can. All this is in consideration of slower projected progress on revisions on Base Capital Accord (1998). Notably, the paper is actually an insight into the issues as discussed in a book.
Methodology: An introduction is first given of the issues the book is concerned with, notably the techniques, regulatory and supervisory instruments and bodies, and finally government. The introduction also explains changes that have taken place in banking and the financial services markets for the previous three decades. This captures the Bretton Woods collapse; business operations globalization and management structures, problems due to globalization regulation time lag and supervision among others.
The work is subdivided into three parts. The first part considers the Basel Committee on Banking Supervision. The second part looks into financial conglomerates and the reaction of supervision and regulation to a lesser scale shape their straddling on national, sectorial and trading bloc borders. The third part looks into financial stability and attempts on managing, monitoring and minimizing financial crises’ risk at supranational and international levels.
Result: The paper achieved a lot in terms of explanation of how the three parts described above come into play in the international banking regulation arena. In the first part, issues like operational efficiency and scale of perceived ‘democratic deficits’ in the Basel Committee are well assessed. The second part gave a valuable finding that contributes greatly to existing works. Finally, the paper provided a vital backdrop to the supranational cooperation aimed at a deeper understanding, management, and maintenance of financial instability. ...Download file to see next pagesRead More
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