StudentShare
Contact Us
Sign In / Sign Up for FREE
Search
Go to advanced search...

The impact of the Financial Crisis on Banking Industry - Research Paper Example

Comments (0) Cite this document
Summary
The impact of the financial crisis on banking industry The financial crisis of 2007-08 has severely affected the banking industry in the US and also across the globe. The banking and other financial intermediaries are facing significant amount of reduction in the amounts of disbursable funds, creating a negative effect on the level of investment in the economy…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER95.4% of users find it useful
The impact of the Financial Crisis on Banking Industry
Read TextPreview

Extract of sample "The impact of the Financial Crisis on Banking Industry"

Download file to see previous pages In 2009, the “Federal Deposit Insurance Corporation” failed almost 305 banks. Even though this is comparatively small proportion of the entire banks, the tendency that this reveals is the actual reason for concern. This amount is greater than 12 times the amount, 25, which failed in the year 2008. Among these banks which were forced to shut their doors in 2008 was “Washington Mutual”; the leading bank to date which has been compelled to shut their doors. Nevertheless, they were capable to get away total amount of liquidation by being engrossed by “JP Morgan Chase”. This benefited the “JP Morgan Chase” since this gave them a trail on the west-shore which they had been requesting for some time (Bexley et al., 2011, p. 2). Due to these negative externalities, the problem of credit crunch has been generated which has reduced the amounts of investment and investable funds across the globe. Also the problem of subprime lending has also been aggravated in global economies, mainly in US which has reduced the banking transactions in the country (Bexley et al., 2011, p. 6). ...
to this high level of inflation, consumers are not getting capable of purchasing costliest goods and services and hence business organisations which are engaged in production of these goods and services are leaving the industry. Again this is reducing the level of income in the country and hence the level of demand for necessary goods and service. The Fed is expecting to have a subdued in the next few years because of weaker level of real economic activities prevailing in the country. But the Fed is expecting that the rate of inflation will remain unresponsive in newt few years due to the fact the American economy is still under the curse of financial and economic crises situations (Minutes of the Federal Open Market Committee, 2011, p. 1). Future solutions: Again, it is expected by the researchers that the rate of interest will remain comparatively low as well as stable in the next year following the rapid growth of developing countries. This increasing growth of countries such as India and China will increase the volume of trade in favor of USA. Also the corporate bonds and the share market are expected to be much stable in the next year than it is now. These aspects are expected to improve the performance of the banking sector in the US (Elwell, 2011, p. 4). The rate of interest on “91-Day Treasury Bills” in the next year is expected to be 0.2% and that of “10-year treasury notes to be 3.5% (Fiscal Year 2013: Analytical Perspective: Budget of the U.S. Government, 19). These improvements in the economic variables of the country is expected to create significant amount of positive effect on the increment of the level of private as well as public consumption spending of the country. Consumption spending is most likely to remain the most crucial part of the ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
  • CHICAGO
(“The impact of the Financial Crisis on Banking Industry Research Paper”, n.d.)
The impact of the Financial Crisis on Banking Industry Research Paper. Retrieved from https://studentshare.org/macro-microeconomics/1453485-the-impact-of-the-financial-crisis-on-banking
(The Impact of the Financial Crisis on Banking Industry Research Paper)
The Impact of the Financial Crisis on Banking Industry Research Paper. https://studentshare.org/macro-microeconomics/1453485-the-impact-of-the-financial-crisis-on-banking.
“The Impact of the Financial Crisis on Banking Industry Research Paper”, n.d. https://studentshare.org/macro-microeconomics/1453485-the-impact-of-the-financial-crisis-on-banking.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document

CHECK THESE SAMPLES OF The impact of the Financial Crisis on Banking Industry

Accounting & Financial Management

AWB’s operations can be categorized into areas ranging from ‘pool management services’ to ‘harvest financing’, and ‘International commodity management’. Only a company with such a big range of activities and financial outlays can become the benchmark for an equally big company like ‘Woolworth Limited’.

The performance of an entity can be better analyzed through its profitability analyses. The profitability ratios like Gross Profit ratio, Net Profit Margins, Return on assets (ROA), and Return on Equity (ROE). The calculations of such ratios are shown in the attached annexure. The Gross Profit ratio measures the percentage of each pound or dollar of sales remaining aft...
10 Pages(2500 words)Assignment

The Impact of Comic Books on Boys and Girls

Marvel comics made the first important steps in the particular sector – at the decade of 1960s, the firm presented through its books a series of innovative stories that have until today a significant influence to the public - the characters and the appearance of the stars of Marvel and the other firms that govern the specific sector since the decade of 1960 will be analyzed in the sections that follow. The current paper refers to a specific aspect of the particular sector (comic books): the perspectives of the firms operating in this industry on boys and girls; special reference is made to the change of these perspectives from the 1960s until today. Marvel is used – among other firms – as indicative example of th...
15 Pages(3750 words)Research Proposal

A Short History of Japanese Film Industry

The response generated from other regions is good enough yet questionable. What do these Asian productions have that attracted the international scene? What does the Korean wave really mean? Furthermore, were their productions in the recent years created in the nature that the other regions would appreciate, diverting from the contemporary film style they used to execute locally so that it would sell in the global market?

The transition from traditional to contemporary entertainment in Japan came a few years before the advent of the 20th century with the production of the first Japanese films, Bake Jizo1 and Shinin No Sosei2, both said produced in 1898. The next year, a short production entitled Geisha no Teodora was cr...
9 Pages(2250 words)Case Study

The Growth of the Service Industry

The expansion of the service sector has unquestionably generated economic prosperity, but it has eminently contributed to social injustice and inequality. Consequently, I believe that while the growth of the service industry has great economic intuition, it is eventually socially detrimental and distancing society from achieving paradigms of social equilibrium.
Service, by definition, is the exchange of a commodity that has no tangible form; whereas industry is described as the people or organizations engaged in a particular type of enterprise. The service industry is then simply defined as an aggregation of commercial entities that provide services rather than physical objects. The non-material nature of services can be dist...
9 Pages(2250 words)Case Study

The Economic Impact of the Emergence of China and India

... and materials that are part of Toyota’s operations—the supply side of the automobile industry. The effects of this inflation do not stop in the supply side of the automobile industry which could significantly impact a firm’s cost structure. With the rising fuel prices, demand for automobiles is threatened too, as fuel is a complementary product of automobiles. At least in order to address the threat in the demand, Toyota put on the initiative to create a hybrid car which has saved its operations from this. The other economic impact of the emergence of China and India is its low-cost labor strategy that makes outsourcing to these countries attractive to automobile manufacturers. This can give a company the cost advantage it needs...
10 Pages(2500 words)Assignment

The Effects of Financial Crisis on Supplier Selection Criteria of the Oil and Gas Industry Equipment Market

It is a difficult task to find those vendors who not only have the adequate quality and quantity of the needed raw materials but who also have an attitude of efficiency and display commitment to customer service (Sonmat, 2006). Further, organizations also strive to locate and select vendors who can be depended upon for long term relationship.

The number of factors or attributes desired from the vendor is vast, and different organizations and different industries place different importance on the attributes (Sonmat, 2006). Some of the vendor attributes may gain importance owing to the nature of the industry, for example, in the case of consumer perishables suppliers, like fresh vegetables or fruits, the buying firm would...
20 Pages(5000 words)Literature review

Structure of the Educational System in Morocco and Its Capacity for Addressing the Needs of the Hospitality Industry

...Independent Research Study An investigation into the Structure of the Educational System in Morocco and its Capa for Addressing the Needs and Expectations of the Hospitality Industry in the Country Submitted by : Submitted to : Course : Date : September 29, 2009 Word Count : 3,069 words STATEMENT OF AUTHORSHIP “I confirm that no part of this work, except where clearly quoted and referenced, has been copied from material belonging to any person e.g. from a book, handout, another student. I am aware that it is a breach of GIHE regulations to copy the work of another without clear acknowledgement and that attempting to do so render me liable to disciplinary procedures.” ________________ Table of Contents I. Consultant’s Brief 4...
15 Pages(3750 words)Research Proposal

Immigration and Its Impact on the United Kingdom

For example, for farming communities, fertile and well-watered land has been a pull factor in migration. Business opportunities and political stability are also examples of pull factors.
Since the turn of the 20th century, Great Britain and Northern Ireland have experienced a great influx of foreigners migrating into the country due to pull or push factors. There have been different waves of migrations to the United Kingdom, which has had different impacts. Because of this, the United Kingdom has had to respond in several ways, which includes coming up with new acts on immigration, nationality, and providing asylum to refugees.1 However, the topic of migration to the United Kingdom has attracted different political views and...
23 Pages(5750 words)Assignment

Management Theory and Practice in the Early Childhood Education Industry

...Management Theory and Practice in the early childhood education industry This Report applies management theory into practice in the early childhood industry, especially in the context of women leaders. Management issues play a significant role in the academic sector, because early childhood professionals need higher levels of motivation in order to avoid burnout . As pointed out in a study by Osgood and Halsall (2007) where they carried out research to examine the position of women in leadership or management positions, a “glass ceiling” exists for women in the academic setting, which could significantly impair motivation. Since many of the individuals employed in the early education sector are women, addressing this issue is even more...
6 Pages(1500 words)Coursework

The Key Macro Factors that Have Influenced the UK Grocery Retailing Industry since the Early 1960s

... management: key components for IT success. Industrial Management and Data Systems 102/2 [2002] 89/97 Black, N. J., Lockett, A., Ennew, C., Winklhofer, H. and McKechnie, S. (2002). Modelling consumer choice of distribution channel: an illustration from financial services, International Journal of Bank Marketing, 20 161-173 Brooks, I., Weatherston, J., & Wilkins, G. (2004). The International Business Environment. Pearson. Burch, D. & G. Lawrence (2007). Supermarkets and agri-food supply chains: transformations in the production. Edward Elgar Publishing. Capon, C. (2009). Understanding the Business Environment. Pearson Cheverton, P.(2004). Key Account management. Kogan Page. Colander, D. (2006) Post Walrasian macroeconomics: beyond...
13 Pages(3250 words)Assignment
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.

Let us find you another Research Paper on topic The impact of the Financial Crisis on Banking Industry for FREE!

Contact Us