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Micro-Lending and the Battle Against World Poverty - Book Report/Review Example

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In the following paper “Micro-Lending and the Battle Against World Poverty” the author discusses the book, which is an autobiography of the author, Mohammed Yunnus. The book is organized into finding out about five major things in the life of the author…
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Micro-Lending and the Battle Against World Poverty
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Micro-Lending and the Battle Against World Poverty

Download file to see previous pages... Key ideas presented by the author Most of the key ideas presented by the author in the book center around the Grameen Bank and the principles under which the bank was established. This gives the book a biographic touch though its main aim spans beyond just a biography. From a biographic point of view, ideas in the book are presented as they happened personally to the author in his quest to help reduce the plight of poverty-ridden people. To this effect, the key ideas of the books are presented in relation to why and how the Grameen Bank was established. There are also key ideas on the principles under which the bank operates. To this effect, the book presents key ideas on the need to taunt bookish economic principle to bring to bare practical interventions that help in improving the lives of people, the need to target the right people for the right assistance, the need for presenting alternatives to people who cannot survive the competition of regular traditional banks and the need to build a sense of community and individual self reliance among people who wish to be helped financially. Summary of key ideas Under the need to taunt bookish economic theories and principles, the author writes about how he was touched by the need to make people feel the practicability of the economics he taught at the university. To this effect, the writer remarked, "What good were all my complex theories when people were dying of starvation on the sidewalks and porches across from my lecture hall?.... Nothing in the economic theories I taught reflected the life around me" (Yunnus, 2003). On the need to target the right people for the right assistance and the need for presenting an alternative to people, the writer writes on how he rose above all obstacles to starting his microfinance organization and made women his target for the loans that his institution gave. Finally, the writer is very loud on his principles for qualifying a person for loans whereby efforts were made to make individuals and groups responsible for the loans they collected from the bank. By and large, the focus of the book is on poverty reduction and creation of wealth in the simplest workable way possible. The author refuses to accept that people by going through the stressful experience of poverty but that through basic support; referred to in his books as micro-financing, people should receive sufficient assistance to be able to cater for themselves. Critique on the validity and relevance of these ideas As much as possible, I am for all but only one of the ideas discussed by the author. The only idea I have reservations on having to do with the choice of women as the main target for giving loans. My reservation is made against the backdrop that Bangladesh as a nation is not well grounded economically as compared to global economic giants such as China, America, Germany and Great Britain. Due to this, ,men as much as women in Bangladesh have need for economic empowerment. Quite apart from this, the remaining ideas can be judged as valid and relevant.  ...Download file to see next pagesRead More
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