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The Affordable Care Act: Is it feasible or not - Essay Example

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This work called  " The Affordable Care Act: Is it feasible or not?" describes the salient features of healthcare law along with a critical analysis of its drawbacks and advantages to reach a fair conclusion. From this work, it is clear about its positive and negative aspects, the possibilities for improving the dysfunctional healthcare system…
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The Affordable Care Act: Is it feasible or not
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Download file to see previous pages Understanding the Affordable Care Act (ACA): President Obama has clearly projected ACA as a “healthcare reform.” Therefore, it is important to first evaluate why America needs reform in this particular department. Americans are largely considered as the receivers of the world's "best" healthcare services. However, facts reveal that they rank 29th in terms of “healthy life expectancy," 30th for “infant mortality rate," and around $2, trillion is used up annually “on unnecessary hospitalizations and tests, unproven treatments, ineffective new drugs and futile care at the end of life” (Meister). Another important problem, according to the year 2008 data analysis report from Kaiser Family Foundation, is that about 20 million out of the 40% or 46 million uninsured Americans are young-adults and working poor; whose median household income is “at least 2.5 times the federal poverty level for a family of four" (Brooks 27). They choose to remain uninsured because they are either too young to qualify for Medicare, or insurance would cause an onerous burden on their domestic life expenditures. America, most probably, is the only developed country around the world that does not offer affordable and feasible healthcare services to the nation as well as spends the most on it than any other country (Levine and Levine 91). Healthcare expenses and quality of services have been hugely undermined by the previous governments as a result of which median annual expenditures increased to up to $2.5 trillion or 16% of GDP in 2010 as compared to 9% in the UK, 10% in Canada, and 11% in France and Germany (Brooks 26). Due to the economic recession of 2008-09, the economy did not grow at the same rate whereas spending has increased substantially. Furthermore, high expenditures were utilized for out-patient care, home care, and long-term healthcare plans whereas critical areas like insurance checks and balances, inpatient care, medications, and Medicare administration were ignored (McKinsey).
Obama’s government needed to come up with a plan or strategy that could minimize the expenditures, as well as manage to expand insurance to all Americans. Hence, on March 23, 2010, the American Congress, although by a narrow majority, managed to approve a new healthcare law that was supposed to reform the entire insurance, Medicaid, and Medicare system in the United States by the year 2014 (Medina 52). It is undoubtedly the most comprehensive legislative step that has been formulated so far by any government in America to improvise the existing healthcare system since 1965 when Medicare and Medicaid were formally created (Gamage 1). ACA has been designed to empower people and promises to make healthcare insurance affordable for over 33 million citizens by 2022 (Klein). ...Download file to see next pagesRead More
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