Healthcare Coverage and Cost-Sharing - Essay Example

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Healthcare coverage and cost-sharing (Name) (Course) (Tutor) (Date) Table of Contents Introduction 3 Identified Problem 3 Literature review 5 Discussion 7 Population coverage for healthcare under public programs 8 Lack of direct health coverage to people 8 Lack of Healthcare Utilization and Health Status 8 Gaps in healthcare baskets 9 Solution and recommendations to health coverage and cost sharing barriers 10 Health insurance covers for entire population 10 Conclusion 10 Introduction America’s healthcare system allows a considerable number of its population to access high-quality healthcare without long waits even though it is available at high costs…
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Download file to see previous pages It is apparent that ensuring healthcare access to all American citizens, while maintaining high-quality health as well as managing overall expenses is an overwhelming challenge. Furthermore, the issue of health insurance coverage and cost-sharing has raised alarm with different individuals putting forth conflicting interests as well as views on how these elements should be incorporated in healthcare system. The United States health sector is currently experiencing serious problems resulting from these elements, and it is important that appropriate measure be implemented to prevent further inconveniences. The non-real American system should sanction universal healthcare access for its overall population through adequate healthcare covering and cost-sharing Program. This paper will address healthcare coverage and cost-sharing as one of the problems associated with current US healthcare system by examining various aspects influencing access to healthcare services, financing and costs of healthcare, as well as quality. In addition, it will discuss the pros and cons of healthcare coverage and cost-sharing, and provide recommendations of appropriate ways that are likely to improve healthcare delivery in healthcare institutions. Identified Problem One of the objectives of implementing an effective healthcare system is to improve accessibility and quality of care while at the same time regulating costs. The implementation of an appropriate healthcare provision system will facilitate healthcare coverage and cost-sharing in various healthcare activities such as financing disease diagnosis, treatment as well as doctor consultation. Healthcare coverage is an essential means of enhancing access to healthcare among the American citizens. It is obvious that health insurance in an appropriate measure that the government can use to promote equality and availability of healthcare drugs as well as services. Through a well-developed health insurance strategy and system, it is possible to offer an all-inclusive healthcare system in both private and public health sectors. Nevertheless, the US government fails to establish efficient, effectual, and reliable structures or programs for providing healthcare coverage to its populace. Available healthcare coverage plans constitutes several limitations, including high premiums, minimal employers contribution to health coverage, and limited funds among others. This has caused a high number of uninsured and underinsured individuals in America. Consequently, it has heightened healthcare cost, influenced healthcare quality negatively, and rendered healthcare inaccessible to the poor as well as minority groups. The US government has the responsibility of providing affordable, quality and accessible healthcare regardless of the associated financial burden (Harris, 2011). Furthermore, cost-sharing initiatives can be implemented in the form of revolving drug funds and charges for healthcare service ...Download file to see next pagesRead More
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