Health Care Reform [Your Name] [Your University] 1. Briefly describe the U.S Health Care system. Identify the people, professionals, and organizations that have something to say about how the health is delivered, paid for in the U.S. The US health care system is a complex system of both public and private sectors insurers and insurance companies…
Download file to see previous pages...
Many Americans believe that health care should be right for all citizens living in the country. The health care has grown increasingly expensive and the president has stated that the high spending of taxes on health care is a growing burden on the US economy and needs reform (Procon, 2010). In 2007 there were reportedly 62.1% filings of bankruptcies due to the health care and medical debt .(CBS,2009)The United States spends around 16% of its GDP as health care spending and is increasing since.(OECD,2009) The US health care system is composed of both private and public health care providers. Medicaid and Medicare are primary health care programs in the public sector for aged people and low income group. The CHIP is program for the children of families that are not covered through Medicaid and VA the veterans’ administration is a federal program for military personnel. Then there is the private insurance through benefits of waged employees by companies (Ping-Chua, 2006). The following diagram incorporates the people, organizations and the government as to how they link together in the US health care system. Out of Pocket Expenses Taxes Medicare, Medicaid Premiums Provider Payments Public Employee Premiums 2. What are the strengths and weaknesses of the U.S health care system? The United States Heath system has come under great stress from all factions since recent times. However the system has both, its strong points and flaws. If we look at the strengths we find that the United States is home to one of the finest and state of the art medical facilities and health personnel. (Donohue, 2010) Many of the world’s best practitioners have moved to the Unites States that has helped the country gain a lot of advantage. There are many private insurance companies that continue to play a strong role in supporting the population towards health facilities. There is ongoing innovation and research in the sector and there is a lot of capital being pumped in the sector for the same. However, critics argue that the whole system is flawed (Capretta, 2009). Many citizens believe that they pay a lot of taxes and bear a heavy cost but do not get the same level of quality in health care. There still remains a very high number of people who cannot afford health insurance in the United States around 10-15 million. (Donohue, 2010) Also the heavy tax exemption on health benefits, have led to expansive health insurance in the private sector and hence have drawn the prices to exceedingly high levels. (Capretta, 2009) 3. How many people in the U.S do not have health insurance? Who are they? It is reported that around 50.7 million people in the United States are uninsured that is roughly one in every 6 Americans. The high number entails to the many people losing their jobs in the recent years and hence loosing private health insurance as well. It also pertains to many families who are going without coverage in order to reduce household living expenses. Also rising costs of health had led to a decrease as well. According to the US Census people with Hispanic origin were the most affected with being uninsured. Texas is the state
...Download file to see next pagesRead More
Cite this document
(“Health Care Reform Research Paper Example | Topics and Well Written Essays - 1250 words”, n.d.)
Retrieved from https://studentshare.org/health-sciences-medicine/1397157-health-care-reform
(Health Care Reform Research Paper Example | Topics and Well Written Essays - 1250 Words)
“Health Care Reform Research Paper Example | Topics and Well Written Essays - 1250 Words”, n.d. https://studentshare.org/health-sciences-medicine/1397157-health-care-reform.
The aim of this research paper is to evaluate the impact of recent health care reforms on the economy and society of USA. It will be guided by the following research questions: What factors influence the recent health care reforms in USA? How do politics and economic-health issues affect recent health care reforms in USA? What is the economic impact of recent health care reforms to Americans?
The patients, doctors and health care professionals in general have been unsatisfied with the state of affairs, as many were left uninsured, restricting insurance to government sector alone was restricting the services offered, the employer based insurance scheme was leaving out the unemployed, administrative procedures for availing insurance were complex, quality of health care was under the scanner, and the financial obligations involved in giving decent health care facilities to all was threatening to the government exchequer (Garson).
The biggest controversy has been whether or not to implement a universal health care system in which all would be provided cheap, inexpensive health care plans. President Obama is currently in favor of this movement, however many citizens feel that this would put too much of an economical strain on both personal budgets as well as the United States struggling economy.
The United States has underperformed the rest of the world for decades in terms of the scope of its healthcare coverage. This lagging behind has caused significant harm to individuals who depend on these kinds of services for their life. Part of this inefficiency and substandard level of care is the rising costs of health coverage.
As indicated by Holstein and Litzinger (2008, 15), “in the U.S., the rapid rise in health care cost and low access are widely recognized as twin problems. Health care reform in this country first focused on cost containment through managed care to make health insurance affordable, and then shifted to expanding access to coverage at the state level without doing away with the private health insurance market”.
Great steps have been notable in the matters of infant mortality rate, life expectancy and the general reduced mortality rates because of better health care as compared with the yester years. Great steps in reforming the medical system as we have it today in the United States dates back from the first quarter of the twentieth century where reformist took shape of the system to protect workers from wage losses as well as the escalating medical costs.
In the United States (U.S.), this is achieved by the implementation of insurance programs in the public or private sector insurance companies. Health care reform also seeks to expand the assortment of health care givers and practitioners to give health services consumers a wide variety to choose from.
It points to a momentous revamp to the health care system of America – in addition to enhancing the country’s economy; it is also invaluable to Americans with pre-existing conditions and whose survival hinge on having
12 Pages(3000 words)Research Paper
GOT A TRICKY QUESTION? RECEIVE AN ANSWER FROM STUDENTS LIKE YOU!
Let us find you another Research Paper on topic Health Care Reform for FREE!