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Universal Health Care: Pros and Cons - Research Paper Example

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Summary
A health care insurance coverage allows a person to avail of medical care and treatment at a time when he or she needs need. Health care systems are included in government policies in order to improve the health of the people and prevent them from succumbing to diseases…
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Universal Health Care: Pros and Cons

Download file to see previous pages... The system viewed as ideal by many governments and people is the universal health care because a person can seek medical help anytime and from any health care provider. In this manner, everyone would have a quality health status and quality life. It is managed by a single health care administrator instead of several health insurance firms. The administrator will handle all the paper works. While the hospitals and doctors will be independent under this scheme, the patients will be free to choose the physician or health care facility to seek medical help.
Moreover, other services, which Medicare does not cover, can be availed by the patient under the universal health care. It provides coverage to many medically necessary care such as hospital care, mental health services, medical prescription, doctor’s visits, home care nursing and rehabilitation, and eye and dental care.
Providing a holistic health care coverage would make the people healthier and more productive. Thus, many developed countries apply this scheme, such as Canada, Russia, Germany, Britain, and part of South America. The US and South Africa are the only two industrialized nations that do not have a universal health care system....
Implementation of a universal health plan is quite difficult due to the cost that it would require (Rodriguez 44). Funding a universal health care system would be quite a challenge since the amount of money needed to manage and operate the scheme is huge. The International Labor Organization encourages implementation of universal health coverage with funding from various sources for effective delivery of services (Drouin 6). According to Lebow (2003 26, qtd. in Rodriguez), other developed countries provide coverage for all of their citizens but still spend less for health care than the US (44). Health Care in the USA The US has a complex health care system and poorly rated when compared with other developed nations (Rodriguez 43). Despite the trillions of money being poured for health care (Tooker 2003, qtd. in Rodriguez 43), there are still 40 million people who have no coverage (Rodriguez 43). In countries where universal health care is implemented, the government spends less money in covering all the people because it can save money from administrative costs which are high in the US (Rodriguez 44). In the current US setup, with its billing system together and more than 1,000 health care providers from the private sector, it is not surprising that the costs would shoot up (Rodriguez 44). The present insurance premiums in the US are very high (Some Advantages par. 5). Medicare in the US is run by the government to provide coverage to persons below 65 years of age with certain disabilities, those above 65 years, and those with permanent renal failure (Hogberg par. 6). It is funded by taxes and revenues, premium payments and out-of-pocket expenses (par. 7). Making Medicare available to everyone though will ...Download file to see next pagesRead More
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litzy51 added comment 22 hours ago
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Useful paper! Used it to complete an assignment for a health sciences & medicine course. It was easy as ABC, for the first time in my life.
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