Nobody downloaded yet

Application Report 2 - Essay Example

Comments (0) Cite this document
Summary
The Federal Reserve keeps a close eye on inflation by evaluating the prices of consumer commodities. In fact, the Federal Reserve uses consumer…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER95.1% of users find it useful
Application Report 2
Read TextPreview

Extract of sample
"Application Report 2"

Download file to see previous pages In other words, if there is inflation and the price of commodities is high the Federal Reserve has to lower the interest rates to make the cost of living affordable and consequently ease on commodity prices. The reverse is also true, in that the Federal Reserve can increase interest rates to avoid inflation.
In this case, the Federal Reserve is grappling with the issue of whether to increase interest rates at a time when the economy is falling apart. At this juncture, the Federal Reserve should not even think about increasing interest rates because the cost of living is already unbearable. Increasing the interest rate would only make the situation worse. This is because consumers would not be able to afford borrowing from the banks. High interest rates discourage people from borrowing from the bank. This is because the federal funds rate is also high too. The federal funds rate is the rate at which other banks borrow money from the federal bank (How Interest Rates affect the stock market, 2009). Therefore, increasing interest would not only affect customer borrowing but would also hurt the local banks that make money by lending loans to their customers. In addition, high interest rates would also mean higher mortgage payments. This is because the mortgage paid out by customers would go up because of high interest rates. Auto loans on the other hand would be expensive because of higher interest rates. The loan payments made every month are usually a product of interest rates and the principal amount therefore would go up as a result. The interest rates could also have some far-reaching implications when it comes to businesses, which are seeking to expand. High interest rates would discourage business from expanding due to unfavorable rates and this could have a ripple effect on the economy. This could have a negative effect on the economy as a whole. The stock market survival depends on perception. In a period when the interest rates investors, tend to be ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
  • CHICAGO
(“Application Report 2 Essay Example | Topics and Well Written Essays - 500 words”, n.d.)
Application Report 2 Essay Example | Topics and Well Written Essays - 500 words. Retrieved from https://studentshare.org/finance-accounting/1604338-application-report-2
(Application Report 2 Essay Example | Topics and Well Written Essays - 500 Words)
Application Report 2 Essay Example | Topics and Well Written Essays - 500 Words. https://studentshare.org/finance-accounting/1604338-application-report-2.
“Application Report 2 Essay Example | Topics and Well Written Essays - 500 Words”, n.d. https://studentshare.org/finance-accounting/1604338-application-report-2.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document
CHECK THESE SAMPLES - THEY ALSO FIT YOUR TOPIC
Report 2
...?Report #2 Table of Contents Table of Contents 2 Target Market 3 Segmentation variables 3 Income 3 Age 4 Gender 5 Geography 5 Usage 6 Other 7 Direct Competition 8 Indirect competition 9 References 10 Target Market Segmentation variables Income France is considered to be a well developed economy in Europe. The living standard is high in France. It has a rich and diversified culture. Compared to other European countries, France was able to handle the economic recession much better in the year 2008. In the year 2009, its GDP was $2,675.92 billion. It is the 5th biggest economy internationally with a GDP (PPP) of 2.555 trillion USD in the year 2010 (Stanley St Labs, “France Economy”). The...
5 Pages(1250 words)Research Paper
Application report 2
...Application Report 2 The Impact of Consumer Financing On Big-Ticket Items Such As Autos and Homes If the Fed decides to raise interest rate next year there will be impact on everything including big ticket home loans, vehicle loans. The rise in interest rate will increase the cost of capital and it will have the impact on consumer financing. We can calculate the impact by the illustration on financing for autos. Assuming currently a vehicle loan is available at 6 percent per year of interest rate and the cost of vehicle is $12,000. One needs to make down payment of $2000. The loan finance for $10,000 is available for the duration of 60 months. The monthly payment will cover principal...
2 Pages(500 words)Essay
Application 2 lesson planning
...their teaching. The most effective and appropriate teaching strategy is brainstorming as it keeps students on their toes about what has been discussed previously and also ensures that students always link what they are being taught currently with the previous knowledge for better understanding of the course. Brainstorming also ensures that learning is more student-centered as the teacher just initiates the discussion and students pick from there reminding each other issues taught and discussed previously and their application to the present knowledge. It is through brainstorming that I would be able to assess the gap in the students’ knowledge and be able to guide them to make further clarifications, explanations or...
4 Pages(1000 words)Essay
College Application 2
...Having been in this college for the last five years, certain definite circumstances that are discussed below have prompted me to place application for this semester transfer. I am an International student who hails from Korea and for the last 5 years I have majored in International Business. For the time I have been studying in Korea taking a course related to International Business, my school fees and other financial requirements have been met by my family. As per my academic excellence, I however was able to secure a scholarship to a more world class college where I would complete my study in International Business. The financial support is as per the demands of the course which agrees to meet even the gradual...
1 Pages(250 words)Admission/Application Essay
Week 2 application 6330
.../E7E13954/Ohio/Cincinnati/University-of- Cincinnati-Main-Campus/reviews/ Habanek, D. V. (2005), An examination of the integrity of the syllabus. College teaching, 62-64 Keating, S. B. (2010). Curriculum development and evaluation in nursing education. New York: Springer Publishing Company. University of Cincinnati. (2011, January 2). Master of Nursing: Curriculum. Retrieved from Online Nursing Degree: http://nursingonline.uc.edu/online-nursing-degree/nursing- degree-curriculum/ University of Cincinnati. (2013, January 1). Online Nursing Degree: Family Nurse Practitioner. Retrieved from Master of Nursing: http://nursingonline.uc.edu/online-nursing- degree/family-nurse-practitioner/ University of Cincinnati. (2013,...
6 Pages(1500 words)Assignment
Unit 7 Application 2
...(Heneman et al, 2012). If I were an applicant, the standard plan would be my most ideal choice. This is the plan not so taxing in terms of starting salary while also provides opportunity for participation in the annual bonus plan. Additionally, the 10% starting salary below market average can easily be offset by benefits in the annual bonus plan. The bonus range is also 0% to 20%, which is way above the difference between salary offered for this plan and the market average. Question 2: Will the HVP program likely increase the job offer acceptance rate? Why or Why not? Yes, the HVP plan will most likely increase the job offer acceptance rate. Rejection or acceptance of a job offer by a candidate depends...
4 Pages(1000 words)Essay
Unit 8 Application 2
...Essay, Human Resources (HR Unit 8 Application 2 Is the loss of 30 managers out of 120 in one year a cause for concern? Yes, the 30% turnover rate for managers should be of concern due to various reasons. Each management should be careful with the issue of employees’ turnover since valuable employees may be lost in this process. In turn, HCLC should be concerned with the loss of 30 managers since they can be leaving because of lack of job satisfaction (Gully and Phillips, 2010). Research should be carried out in order to find out why employees tend to leave HCLC. Although the turnover affects a small fraction of the managers in the organisation, finding out and putting on record the reasons why managers...
4 Pages(1000 words)Essay
Application 2
...Reliance Industries Q The role of parents in Reliance Industry was to maintain the family business values and to settle dispute between the business successors. They also prepared the sons to be successor of the business. The culture of the business was influenced by the conservative Gujarati culture. The brothers had a poor relationship in the business because of the leadership rivalry in the business. However, they had a good relationship with their parents. The succession problem resulted from a lack of succession plan. The father did not also write a will specifying the role of the brothers in the business. Q. 2 The succession to next generation was not successful from the family point of view. This is because it...
1 Pages(250 words)Admission/Application Essay
Practicum and Application #2
...Practicum and Application #2 Practicum and Application #2 Teaching practice for teachers remains a strong wayto improve their teaching modes, as well as, generate new modes of study (Ebert & Culver, 2013). An effective elementary teacher requires learning teacher practices that will guide him/her through the teaching processes (Moss & Lapp, 2010). The K-3 teachers need to major on the social and active aspects of the children undergoing kindergarten. On an interview with a lady teacher, I was able to assess how she applied the teaching practices to ensure effective learning (Kitzman & Gunzenhauser, 2012). The elements of effective teaching that were being assessed included management of the classroom and planning of lessons... and...
4 Pages(1000 words)Essay
Application Exercise N.2
...Compassionate Critical Listening It was last year during the last summer holidays when the terrorism acts raided the News airlines across the country. Incidentally, I boarded a train to the neighboring town and my seat mate was a Muslim faithful. I was terrified because I thought the man had bad intentions of committing suicide bombing in train. This is because it was reported that the Muslims were on a revenge mission against the innocent citizens and were out for malicious actions. I also assumed that all Muslims were affiliated with terrorist gangs like the Al-Qaeda or other extremist groups. I avoided the man for the rest of the journey and prayed that I could reach my destination safely without any harm or...
1 Pages(250 words)Admission/Application Essay
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Let us find you another Essay on topic Application Report 2 for FREE!
Contact Us