In the contemporary world, there is an enormous demand for microcredit services in all countries. The article "Provision Of Services In The Financial Sector" discusses the fact that most adults in the society do not use formal or even semi-formal financial services…
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Most of these adults are located in Asia, Latin America, and Africa. The mobile phone device is also changing the provision of services in the financial sector. The cell phones are regarded as cost-effective. The improvement in the technology sector has enabled the use of cell phones in the financial sector. The poor individuals in the society manage a wide range of financial instruments.
In most cases, the microfinance sector has several requirements including insurance coverage, loans for emergency needs, pensions and microenterprise loans among others (Dommel 13). The financial sector should address the constrictions entailed in the financial service providers in order to reduce the poverty rates in most regions. This is because most individuals will be supported to invest and also save their money for future use. For instance, the financial service providers should be able to increase access to remittances in the rural areas. They should also consider providing enhancing savings groups and increasing branchless banking.
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Even though the economic situation is under control in UK, the people blame financial institutions for the destruction of society. Regardless of the current situation, the financial service sector in UK has a promising future due to which most of the organizations are trying to establish their base at UK with an aim to accomplish their goals and objectives.
The underlying factors of the market that determines the value of derivative contracts may be currency conversion rates, interest rates, equity prices, commodity prices, etc. The derivative contracts may take the form of options, swaps, futures, forwards, etc.
As the case title suggests, its about creating a 'drama' at the restaurant, whereby, the atmosphere created and the acts-and-actions create an 'entertaining drama' for the visitors. A prime example presented in the case is of the waiters singing while delivering the dishes to the table.
Similarly, a waiter cannot be separated from the services he/she offers.
This feature of service means that it cannot be touched, lifted and transported. This quality of service makes it more difficult to be evaluated by the customers as the customer understands the results of the service only after consuming it.
The more the investment by the owners the more they attract the financing.
When the equity to debt ratio of the firm is high then debt financing should be taken. If the proportion of the debt to equity ratio of the firm is high then it is advised that the owners should increase their equity investment, that way they cannot jeopardize firm's survival.
The main intention of the study is to develop an understanding of the concepts of management in the banking and finance industry in general and how the established theories and principles are applied to the industry and some of the organizations. During the study, an effort will be made to observe the general working at some banks and financial institutions to seek answers to the following key objectives.
Marketing is whereby the consumers’ needs are identified and then the respective products which will lead to the satisfaction of these needs are produced.In the case of services, we have the workers of a certain organization going out and identifying those services that are needed by the people.The services are then developed to suit these needs.
The research are narrowed to investigating and identifying the general principles that apply to employee performance in the financial services sector; exploring the OC factors that positively affect employee involvement, participation and motivation; analysing the extend to which particular types of organisational culture can foster different levels of employee commitment and engagement
s largely on account of the reduced market entry barriers and a positive swing in demand for investment advice from consumers who need professional guidance in choosing from a wide range of financial products available in the market. The role of financial advisors in such cases
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