CHECK THESE SAMPLES OF Institutional investments- the pension schemes
(Bonoli & Shinkawa, 2005) It is however, important to note that the different studies have suggested that the pension funds in which individuals invest for their pensions may not be performing well.... Though most of the pension funds in UK achieved positive returns in 2010 however, considering the long term nature of such investments, it may be relatively arbitrary to conclude that the pension funds can provide sufficient and desired returns to ensure that the investors (individuals) will have sufficient pensions to live a comfortable retirement life....
29 Pages
(7250 words)
Dissertation
According to International Financial Services London (IFSL) 2004, UK projects an amount of $1,400 billion in the pension funds prospect, adding a major share in the UK's financial stock market (BGL, 2010).... According to International Financial Services London (IFSL) 2004, UK projects an amount of $1,400 billion in the pension funds prospect, adding a major share in the UK's financial stock market (BGL, 2010).... Such include pension institutions, insurance companies, savings institutions and foundations respectively....
8 Pages
(2000 words)
Essay
If an employee opts for this, he will get the pension amount and the proportionate lump sum amount for the remaining years of service.... The government has changed this procedure and the employee retiring before his retirement age will get only the gratuity and other benefits in addition to the pension.... pension is a way that provides an income even after an employee retires from his service.... The employees who retire from the government service get their pension from the concerned department....
13 Pages
(3250 words)
Essay
There are several pension schemes in the second tier.... These pension schemes may be divided into two broad types: Defined Benefit (DB) pension schemes, and Defined Contributions pension scheme (DC).... The DB schemes include the State-Earning-Related-Pension Scheme (SERPS), and occupational pension schemes provided by employers.... The DC schemes include the contribution pension schemes offered by employers, and the personal pension, or a stakeholder pension fund held with a financial institution....
8 Pages
(2000 words)
Case Study
Deregulation of the banking sector, which is a vital component of financial liberalization, greatly enhances the scope of speculative activities and exposes the financial system to the risks associated with volatile capital flows.... This lesson was painfully learnt by several… Far from contributing positively to economic growth, asset creation and employment generation, financial liberalization has precipitated crises in several countries....
6 Pages
(1500 words)
Essay
More specifically, this paper aims to discuss the issue of increasing longevity that has placed severe strains on the pension system and has forced radical reform of pensions' structures in developed economies.... Fitzpatrick (2009) who is a Partner and Director of pension Corporation revealed that there are six major forces that affect the size and ownership of Longevity Risk.... This would place severe strain over the authorities that are responsible for development of pension policies and allocation of pension budgets....
12 Pages
(3000 words)
Essay
econdly we have the second tier or supplementary pension schemes which is provided by the state, private financial institutions, banks, insurance firms and employers.... One of the disadvantages of the occupational pension schemes is that it is subject to change after change in employer.... the pension received is taxed by the government but the payments are gross meaning that one is taxed when they start getting their pension.... There are three types of pensions namely that the state pension, private pension and personal pension....
14 Pages
(3500 words)
Essay
(Cocco, Lopes, 2004)Based on a study of several aspects of the pension system, like the age of retirement, funding aspects, demographic issues and nature of pension schemes, this paper will try to estimate whether the current pension policy in the UK is financially sustainable in the long-term.... Starting with the Second report of the pension Commission, the paper will highlight how a range of sources like research documents and reports from institutions like the pension Policy Institute, HM Treasury, and the Institute of Fiscal Studies play a significant role in understanding the issues related to pension provisions in the United Kingdom....
65 Pages
(16250 words)
Research Proposal