Nobody downloaded yet

Financial Crisis - Research Paper Example

Comments (0) Cite this document
Financial Crisis Name University Introduction The global financial crisis has substantially damaged the global economy. The year of 2007 brought the emergence of the global financial crisis. Many experts call it a recession as it has substantially diminished the GDP, real income, industrial production, employment and so on…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER93.2% of users find it useful
Financial Crisis research paper
Read TextPreview

Extract of sample
"Financial Crisis"

Download file to see previous pages During the period of late 1990s and the early years of 2000s, a considerable number of developing countries had deposited their savings in the investment and commercial banks of the United States of America. This provided a supplementary liquidity in America. The banks and other financial institutions had more funds than the avenues for the investment. The excessive liquidity convinced many financial institutions and banks to extend lending even to the individuals and institutions that did not have a favourable credit history. The attacks of 9/11 also contributed its part. Soon after the attacks of 9/11, the Federal Reserve found it reasonable to decrease the interest rates as it would motivate consumer confidence and increase consumer spending as well. In the subsequent parts of this paper, definition of recession is provided. Subsequent to that, the causes of global financial crisis segment have been included. It is followed by the portion encompassing the effects of the global financial crisis. Before the conclusion part, lessons from the global financial crisis have also been provided. Definition Roland Reagan once said that recession is when your neighbor loses his job and depression is when you lose your job (Eslake, 2008). The recent wave of the global financial crises (2007-2009) substantially destroyed the international financial environment. And a considerable number of finance experts believe that after the Great Depression of 1929, the emergence of 2007 global financial crisis left negative impacts on the global economy. There are various authors who do not disagree to term it as the Great Recession. Recession has been defined as a period recording substantial decline across a particular economy by experiencing a real decline in Gross Domestic Product (GDP), industrial production, real income, employment and in other important pillars of the economy (Nueno, 2012). This represents that the aggregate picture of the economy does not look promising and the curve shows a downward tendency instead of going upward. Causes of the Global Financial Crisis Many causes engendered the global financial crisis. In the United States of America, the issue of the real estate bubble and the sub-prime mortgage loans fundamentally provided the root causes for the global financial crisis (Lannuzzi & Berardi, 2010). Furthermore, soon after the events of 9/11, the Federal Reserve did not increase the interest rates but decreased to the level of 1 percent with a financial objective of supporting the labor market. In addition to that, in the period of late 1990s and the early 2000s, a considerable number of developing countries from Asia and Africa diverted substantial amount of their savings to the commercial and investment banks in the United States of America (Shomali & Giblin, 2010). As a result, this excessive liquidity did not become a chance to support a formal and regulatory growth of the economy, but created the concepts such as innovative finance (D’Arista & Griffith-Jones, 2008). The provision and facility of sub-prime loans existed even before the emergence of the global financial crisis. In this regard, Udell (2009) highlights that the sub-prime loans were easily accessible to the loan seekers in the United States of America even before the global financial crisis. Basically, this type of loan is extended to those customers or clients who do not have ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(“Financial Crisis research paper Example | Topics and Well Written Essays - 2250 words”, n.d.)
Financial Crisis research paper Example | Topics and Well Written Essays - 2250 words. Retrieved from https://studentshare.org/finance-accounting/1446576-financial-crisis
(Financial Crisis Research Paper Example | Topics and Well Written Essays - 2250 Words)
Financial Crisis Research Paper Example | Topics and Well Written Essays - 2250 Words. https://studentshare.org/finance-accounting/1446576-financial-crisis.
“Financial Crisis Research Paper Example | Topics and Well Written Essays - 2250 Words”, n.d. https://studentshare.org/finance-accounting/1446576-financial-crisis.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document
The last financial crisis 2007-2009
The essay will mostly be based on the economic situation of Qatar, one of the countries in the Gulf area, as an example of how the last global financial crisis affected the countries; economy. Although the financial crisis began in the Western countries, its impact was felt across the world, with most economies feeling the impact.
12 Pages(3000 words)Research Paper
Midlife Crisis Research Paper
This stage of human development is least discussed. There are three adult stages and they include alloplastic (active mastery), autoplastic (passive mastery), and omniplastic mastery. Midlife (midlife is also referred to as mature years) is found within the autoplastic stage.
6 Pages(1500 words)Research Paper
Executive Level Financial Report Research Paper for RenDi Corporation
To make the achievability of the report’s aim feasible, a number of methods of analysis were used. Collectively, the methods of analysis can be grouped as being qualitative and quantitative. Specifically however, financial ratio trends and industry comparatives, capital spending, stock growth, credit rating service valuations, bond rating valuations among others were all catered for.
7 Pages(1750 words)Research Paper
Topics Discussed in Class - My Participation in Class
After studying this course I developed an understanding that the physical global marketing environment holds significant importance for the marketers today. The intense competition in the industry and strive to maximize cost efficiency and gain competitive advantage have motivated the marketers to understand the varying cultures (Keegan and Green, 2012).
4 Pages(1000 words)Assignment
Assignment 5: Writing and Pronunciation Write a patient information sheet describing these 20 different types of fractures that you may see at the orthopedics practice you work in. Include the following fracture types: 1.closed 2.open 3.complicated 4
An Open Fracture breaks the skin and the broken bone is visible. A Complicated Fracture has not only broken a bone but has caused damage to surrounding body parts
1 Pages(250 words)Essay
Global Financial Crisis Research Paper
This was also followed by a succession of collapses. Later months in the same year witnessed Lehman’s bankruptcy. The investment bank at the Wall Street also experienced the crisis (Lee, 4). The infusions of billion of US
5 Pages(1250 words)Essay
The Impact of Financial Crisis on Honda
 The case study of the impact of financial crisis on Honda car manufacturers is considered in terms of how the firm defines its core areas, evaluates its business methodologies and management philosophies, and conducts its diagnosis of management especially during a financial crisis which the world is facing now. 
21 Pages(4000 words)Research Paper
Global Financial Crisis Research Paper
This calls into question the adequacy of banking regulation both at the national and international scene. (Avgouleas, 2008). For example, Northern Rock, a medium-sized Mortgage provider in the UK almost collapsed as a result of the credit crunch. In like manner, Bear Stearns an upper tier US investment bank was only rescued from the crises by the Federal Reserve Bank.
17 Pages(4250 words)Research Paper
Italian Financial crisis
While this policy was recognized as correct by the opposition, it was contested on grounds of inequity, inefficiency and transparency. This crisis also altered
6 Pages(1500 words)Research Paper
Financial Crisis
This paper argues that due to ill-advised economic policies, businesses suffered, the housing market failed, and financial institutions were in disarray after the stock market plunged to new lows. A number of issues were pointed out to be causes of the
2 Pages(500 words)Research Paper
Changes in Gulf banking industry after global financial crisis
Changes in corporate governance Besides corporate governance, management of the culture and language used for communication within the organization plays a very important role in the success of the institutions in the long run (Solomon, 2007). After the banking industry faced the effects of financial crisis, several research works were made on the influence of language and culture of the organizations.
4 Pages(1000 words)Research Paper
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Let us find you another Research Paper on topic Financial Crisis research paper for FREE!
logo footer
Contact us:
Contact Us Now
FREE Mobile Apps:
  • StudentShare App Store
  • StudentShare Google play
  • About StudentShare
  • Testimonials
  • FAQ
  • Blog
  • Free Essays
  • New Essays
  • Essays
  • Miscellaneous
  • The Newest Essay Topics
  • Index samples by all dates
Join us:
Contact Us