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Smoking and Subsequent Risk of Early Retirement
Smoking and Subsequent Risk of Early Retirement
13 pages (3250 words)
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... and Subsequent Risk of Early Retirement Abstract Cigarette smoking is of growing concern for health care workers. Cessation interventions are numerous; however the value of CBT to the nurse in support of smoking cessation remains unclear. Using a case study approach and A-B-A-B design with semi-structured interview, this study found that the participant reported lower BAI scores on average following cognitive-behavioural intervention. It is anticipated that this study will extend understandings of smoking cessation, smoking attitudes and behaviors, and the contribution of CBT to nurse's intervention of smoking cessation. Introduction Smoking is recognized as the single most preventable...
The impact of scraping of the retirement age on the management of HR in Organisations
The impact of scraping of the retirement age on the management of HR in Organisations
11 pages (2750 words)
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... Literature Review On The Impact of Scrapping of the Retirement Age on the Management of HR in Organisations Table of Contents Introduction 3 Historical Perspective of the Policy of Scrapping the Retirement Age 4 Analysis of Situation in Other Countries 7 Views Regarding the effect of the Policy on Management of HR in Organisation 8 CBI’s View on the Policy 8 BCC’s View on the Policy 9 FSB’s View on the Policy 9 Trade Unions View on the Government Policy of Scrapping the Retirement Age 10 Effect on HR Planning 11 Effect on Employee Relation 12 Effect of the Policy on Reward Management and Pension Reforms 14 Effect on Learning and Development Policy 14 Conclusion 15 References 16 Bibliography 21 Introd...
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Comparision of Retirement Plans for employees working in the private sector vs employees working in the public sector
Comparision of Retirement Plans for employees working in the private sector vs employees working in the public sector
5 pages (1250 words)
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... head: TAXATION OF PENSION AND PROFIT SHARING PLANS Taxation of Pension and Profit Sharing Plans Introduction Retirement benefits offer an essential ingredient to the income security of the present-day employees during their retirement period. There exists a difference between the retirement benefit plans for the employees working in public sector and their counterparts working in private sector. Employees in the public sector benefit from the retirement plans than those in private sector. On average, more public sector workers are entitled to the retirement benefit plans compared to the private sector personnel. The coverage for the retirement benefit plan in public sector is greater than in...
How employers are dealing with the retirement of the baby boomers
How employers are dealing with the retirement of the baby boomers
17 pages (4250 words)
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... Employers Are Dealing With the Retirement of the Baby Boomers The current business environment is facing the risk of mass retirements by baby boomers and this presents very serious consequences for employers. This paper covers how employers are responding to the retirement of baby boomers including employee retaining and sustaining, change of attitude, and change in healthcare benefits. Introduction/Background We are currently living in a knowledge-based economy which implies that employers can best create value through the effective development and application of intellectual capital. Therefore, it is very obvious that employers stand to incur huge losses whenever there is loss of knowledge. Howe...
Prime Time: How Baby Boomers Will Revolutionize Retirement and Transform America by Marc Freedman Public Affairs 2002
Prime Time: How Baby Boomers Will Revolutionize Retirement and Transform America by Marc Freedman Public Affairs 2002
5 pages (1250 words)
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... The book Prime Time: How Baby Boomers will Revolutionize Retirement and Transform America by Mark Freedman gives an interesting, if somewhat self-congratulatory history of retirement in the United States. It opens by tracing American perceptions of aging from puritan times to the modern day. In Puritan times, Freedman says, age made someone venerable and important, keepers of tradition who are remarkable for their wisdom and advanced age (37). This trend continued for much of American history; the founding fathers wore powdered wigs to make themselves appear older, suits were cut to emulate the “sloping shoulders” of old people (38). This trend, however, quickly reversed itself with the onset of the ...
Advanced Financial Accounting Assignment - Accounting by employers for employees retirement benefits
Advanced Financial Accounting Assignment - Accounting by employers for employees' retirement benefits
10 pages (2500 words)
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... by Employers for Employees’ Retirement Benefits Part a) FRS 17- Retirement benefits became effective for accounting period starting from January 2005, and prior to that accounting of employees’ retirement benefits was regulated by SSAP 24- Accounting for pension costs. Both the standards serve the common cause but accounting approach of both is different in the sense that SSAP 24 conveys income statement approach and FRS 17 advocates balance sheet approach of accounting. Let us start with pension expense that comprises service cost, interest cost, adjustment of prior service costs, and recognized gain or losses of actuary valuations of plan assets and retirement liabilities. Actual returns on plan as...
Identify, explain and evaluate any problems you can foresee upon the death, disability or retirement of Jessica
Identify, explain and evaluate any problems you can foresee upon the death, disability or retirement of Jessica
2 pages (500 words)
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... Data The Case: Jessica’s death retirement or disability. Their current children: The couple had already made a decisionnot to have any more kids .Her part time job of 20 hours a week, probably so as to have time off for taking care of her young kid, Warren, who is yet to start kindergarten will be affected greatly. The supplementary cash floor from her salary will no longer be there in case of death or permanent disability. Walter will have to take both parenting responsibilities, unless he takes the option of hiring a nanny who will add on to the list of expenditure. Their employment: Her part time job will automatically come to an end or the terms be revised, based on what type of situation it will...
In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired
In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired
5 pages (1250 words)
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... In the United s, Retirement Planning is Essential. Social Security Will Not Be Enough to Cover Our Needs When We Are Retired Jonathan S. Rhodes COMM/156 8 August 2011 Larry Schnell Social Security program is carried out by the government of the United States to provide retirement, survivor, and disability insurance to its citizens. According to Feldstein (2005), the Social Security program of the United States is considered to be the largest program initiated by the government in the world, and it is the largest expenditure in the federal budget. This large-scale government program offers benefits to retirees, to the survivors and the disabled to ensure that they do not have to struggle to make ends ...
If parents can save for only one thing, should they save for their childrens college fund or for their own retirement
If parents can save for only one thing, should they save for their children's college fund or for their own retirement
4 pages (1000 words)
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... Parents Save for Their Child's College Fund or Retirement? The financial hardships of the past Wall Street meltdowns have had a tremendously adverse effect upon the income of people who rely on their investments for their retirement and in cases of people with children, the college fund of their children. The liquidity that parents expected to have well into their retirement years does not exist these days so that people have found themselves making financial sacrifices for their children once they hit college. But doing so now challenges their ability to care for themselves during their retired lifetime. That is why there are now two schools of thought when it comes to a child's college education....
Critical Examination of the change management implications the retirement of Terry Leahys (Chief Executive) will have on Tesco
Critical Examination of the change management implications the retirement of Terry Leahy's (Chief Executive) will have on Tesco
14 pages (3500 words)
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... Management Implications: The Retirement of Terry Leahy's (Chief Executive) from Tesco Introduction Tesco has remained one of the biggest and the most profitable supermarket chain in Britain. It was founded in year 1924 by John Edward Cohen who started it as market stall. Tesco and some of its rivals have been criticized of misusing their monopoly leading to major environmental and social problems facing the current society. The supermarket was the first to introduce the use of company loyalty card. This idea was initiated by Terry Leah who was the Deputy managing Director of those days. Since its conception, Tesco has taken advantage and tackled major changes which have contributed to its success....
In the united States we do not need to plan for retirement Social Security will cover our needs when we retired
In the united States we do not need to plan for retirement Social Security will cover our needs when we retired
7 pages (1750 words)
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... & No United s of America Social Security System (Process Essay) 17 January Introduction Retired people cannot realistically expect the social security system of the United States of America to provide for everything they need. This wrong notion still persists even today because people are inclined to assume that the government will give them the things they will need in the retirement phase of their lives. This is perhaps understandable as they had been contributing to the social security fund all their working lives and expect in return that the government will somehow ease their sunset years. They think they are entitled to their monetary contributions which they had earned by virtue of their...
Leadership and Job Advancement comparison between women and men and their plan for retirement please look at detail
Leadership and Job Advancement comparison between women and men and their plan for retirement please look at detail
2 pages (500 words)
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... PSYCHOLOGY Leadership and Job Advancement comparison between women and men and their plan for retirement It is important to highlight that this paper delves in the discussion of the Leadership and Job Advancement comparison between women and men and their plan for retirement. Under this, It is very crucial to discuss the realistic experiences that occur in our current day to day life. This is therefore a very important essay that tends to discuss and envisage on male chauvinism that occurs at various places that we live in. it is also important to note that for the vindication of the validity of the paper and its content, the paper will involve the use of real and close people that is relatives (Alis...
In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired
In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired
4 pages (1000 words)
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... Security Globalization and the advancements in technology have resulted in benefits that give our culture more opportunities than any other point in history. We as a race have become more intertwined, which has been facilitated through development and advancements in technology. Technology has also granted other benefits such as access to a greater amount of resources, extending the life of people and curing diseases, etc. Thus, the world’s mortality rate has been dropping and the birth rate of people in the world has been increasing, as more people are able to afford families. Thus, there is an overall increase in the global population, which is going to have repercussions not only on the United...
Employer-sponsored Retirement Plans
Employer-sponsored Retirement Plans
1 pages (250 words)
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... Number: Lecturer: Pay equity policy I agree that the legislature should appropriate $75,552,000 to meet the costs adjustments in the pay equity policy. As determined by the analysis that has already been done, pay equity is crucial in arriving at a just society where there is no gender or race-based inequality. The amount is small compared to the injustice that some group or groups have been subjected to over time. The pay and compensation system should be uniform across job families and point factor. The amount of money, as has been analyzed can be spent only in a span of five years, after which when all necessary corrections have been arrived at will never recur. The compensation issues will have...
The Ageing Revolution: A study of Socio-Economic Implications caused by Ageing and Increasing Retirement Migration to British Coastal Towns; the Case of Skegnes
The Ageing Revolution: A study of Socio-Economic Implications caused by Ageing and Increasing Retirement Migration to British Coastal Towns; the Case of Skegnes
40 pages (10000 words)
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... case study: The Ageing Revolution s The current study aims are descriptive and comparative analysis of socio-economic implications caused by ageing and increasing retirement migration to British Coastal Towns, and aimed to establish and describe the measures required catering the needs of this important part of the UK population. The results of the current study illustrate that the trend of the population is changing at international level. Due to improved medical facilities and low fertility rates in most of the developed countries the proportion of the old people is increasing. The trend has given rise to enhanced opportunities, rising expectations and changing lifestyles. Due to infertility probl...
Motivation, preparation and experiences of teaching Headteachers in Retirement in Ireland
Motivation, preparation and experiences of teaching Headteachers in Retirement in Ireland
20 pages (5000 words)
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... preparation and experiences of teaching Head teachers in Retirement in Ireland Chapter Three Research design and methodology 3.1 Introduction Research is a systematic process of acquiring and developing better knowledge of complexities of human experience and understanding. In a research study, the main aim is to be able to understand a certain field or practice and activity (Brown & Dowling, 2001, p. 7). Researchers seek to add knowledge to existing fields by introducing new arguments that have been well delved into and satisfactorily underscored. McMillan and Schumacher (2001, pp. 5-6) imply to educational research to be critical. They argue that research provides scientifically valid information,...
In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired
In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired
4 pages (1000 words)
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... Number] Plan for Retirement because Social Security is not enough The issue of stability of social security was evolved in 1990s when the issue was brought in front of the nation for debates. Since then it remain a controversial issue and people of different school of thought and perception use to keep different thoughts regarding the reliability upon the social security (Megan, p1). There are some people having firm faith upon the social security however as the financial and economic situation of the country is changing in respond to different national and international financial crisis, the perception of people about the national security funds is also changing. People at large now believe that...
Reflections on Retirements: Motivations, Transitions and satisfaction for ex- teacher principals of rural schools in the republic of Ireland
Reflections on Retirements: Motivations, Transitions and satisfaction for ex- teacher principals of rural schools in the republic of Ireland
20 pages (5000 words)
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... on Retirements: Motivations, Transitions and Satisfaction for ex- Teacher Principals of Rural schools in Ireland Table of Contents 0 Table of Contents 1 Chapter One: Introduction 2 1.1 Introduction 2 1.2 Background to the Study 4 1.3 Purpose of the Study 6 1.4 Significance of the Study 7 1.5 Rationale 7 1.6 Aim and Objectives 8 1.6.1 Aim 8 1.6.2 Objectives 8 1.7 Research Questions and Hypotheses 9 1.7.1 Research Questions 9 1.7.2 Hypotheses 10 1.8 Nature of the Study 10 1.9 Organisation of the Remainder of the Study 11 Chapter Two: Literature Review 12 2.1 Introduction 12 2.2 Motivation 12 2.3 Preparation 14 2.4 Experience of Retirement 18 2.5 Summary 20 Chapter Three: Methodology 21 3.1 Introduction...
Personal Financial Management
Personal Financial Management
5 pages (1250 words)
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... FINANCIAL MANAGEMENT Table of Contents Table of Contents 2 Retirement and E Planning 3 Introduction 3 Four Aspects of Retirement Planning 4 The Retirement Planning Process and Personal Retirement Plan 5 Estate Planning Process and Personal Estate plan 7 References 9 Retirement and Estate Planning Introduction Out of many, retirement is an event which is very much critical to our lives that we will get to experience. If we look at it either from our personal or financial perspective, planning to retire comfortably is truly an extensive process. It requires planning sensibly and being persistent for years. Retirement management does not stop when we retire but is an ongoing process. Retirement plan is ...
MAT105-0801B-13 Business Math - Phase 4 Discussion Board
MAT105-0801B-13 Business Math - Phase 4 Discussion Board
2 pages (500 words)
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... To describe and compute present value and future value of money and use this to prepare retirement plan for a person. Present value of money: Present value of money is the value of a future receivable at present date. Let us take an example. Someone is going to receive $1000000 after ten years from now. The present value of this amount will be less than $1000000. Future value of money: It is the value of a given amount of money at a future date. For example, someone is having $1000000 at present date; its value in future will be more than $1000000. These are important concepts in financial planning of an individual and this is illustrated in the following example. Let us plan for post retirement inco...
Personal Finance Concepts Essay
Personal Finance Concepts Essay
3 pages (750 words)
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... Finance The advent of globalization today has altered numerous facets of life. Characterized by a deeper integration between nations and economies, rapid developments in communications and technology and the blurring of national borders, it is slowly transforming the world into, more or less, a single world economy. Economies have become integrated, such that a financial crisis in Mexico can lead to the development of a corresponding crisis in Asia, which will have serious effects on the economy of the United States. Hence, economies have are more volatile than ever, risks are higher, and the need for security has never been more apparent. With respect to an individual's financial security, this...
Assginment due 1 aug
Assginment due 1 aug
5 pages (1250 words)
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... Head: RETIREMENT The Experience The Experience of Retirement The following paper examines the experiences of two women who have entered retirement at different times in their life and have experienced it for different lengths of time. Cathy has been retired from teaching for four years and has engaged a leisure activity in order to monetize it and create a new fulfilling time in life. Kim began with plans for the phase of retirement, but was sidelined through illness that has fundamentally changed her life. Through an exploration of their feelings and experiences, the nature of retirement is shown to be both common and highly individualized. Key Words Retirement – the time of life when one leaves th...
Answer this question
Answer this question
2 pages (500 words)
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... Retirement Plans Majority of the people who are prepared for retirement have done so through the employer-sponsored economic plan simply known as 401(k) which allows employers to deduct a sum of one’s income for retirement. The money is invested in stocks and bonds and paid out to the individual once they retire (Slesnick and Suttle, 65). The employers however use the money as an insurance to control the employees and prevent them from leaving the company earlier. This plan is available for those in private sector. The negative side of this plan is the yield disparity where there exist disparities between employees’ retirement cash due to their income levels. Those who earned more contributed more...
Week 9 case theme paper
Week 9 case theme paper
7 pages (1750 words)
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... Last Hurrah Texas A&M-Commerce In partial fulfillment of the requirements for MGT 590 Lloyd M. Basham May 24, Table of Contents Abstract……….………………………………………………………………………………...3 Introduction….…………………………………………………………………………………4 Marketing Strategy....…………………………………………………………………………..4 Retirement….………………………….………………………………………………………..5 Retirement Terms in the Country……………………………………………………………….6 My Retirement Plans …………………………………………………………………………… 8 Conclusion….…………………………………………………………………………………..11 References……………………………………………………………………………………...11 Appendix…………………………………………………………………………………….....12 Abstract Before bidding the company farewell, I would like to assure that the company shall rise from the hitting the wall....
Accounting Class, pick topic below
Accounting Class, pick topic below
8 pages (2000 words)
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... Planning for Retirement: the 401k Plan A. Introduction B. Retirement Planning in the US Retirement planning rationale 2. History and evolution 3. Current status of retirement planning C. A Survey of Existing Retirement Plans. 1. General types of retirement plans 2. Specific types D. Most prevalent retirement plan 1. The individual retirement account (IRA) 2. The 401k plans a. Traditional 401k b. The Roth 401k c. Comparison between the two 401k plans E.. Conclusion F. Appendix PLANNING FOR RETIREMENT: THE 401K PLAN A. Introduction. This paper seeks to study the retirement planning practice in the United States with a view to identifying their various features and characteristics. If p...
TASK 8
TASK 8
4 pages (1000 words)
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... Forced Retirement at age 65 be Scrapped? The purpose of this paper is to provide a critical discussion of the issue of forced retirement. Theformat that this paper will utilize is to first identify and examine some of the advantages of removing the compulsory retirement age. Secondly this paper will discuss some of the disadvantages associated with removing the compulsory retirement age. Finally this paper will conclude with a comparison of the domestic approach to compulsory retirement versus that of a foreign nation. The fact is there are significant demographic changes occurring in the modern work environment. Firstly it is the case that people are living longer. According to World Bank: World De...
Pensions and Retairement Future Trends and Options
Pensions and Retairement Future Trends and Options
13 pages (3250 words)
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... is a way that provides an income even after an employee retires from his service. It is a regular financial assistance that a person receives every month like the salary which he was earning during his employment. The employees who retire from the government service get their pension from the concerned department. Earlier people who were employed in private companies were not entitled for a pension after their service gets over. Recently government has imposed rule that employees who have completed 10 years of service and even if they voluntarily retire from the service, they should be given the eligible pension. Pension is generally calculated depending on the Basic Pay and the Dearness allowance...
Communication in Economics(Econ 479)
Communication in Economics(Econ 479)
3 pages (750 words)
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... Editor Wall Street Journal May 27 Response to Early Retirement Withdrawals Could Fuel Risky Behavior, New Paper Says http blogs.wsj.com/economics/2015/05/19/early-retirement-withdrawals-could-fuel-risky-behavior-new-paper-says/ May 15 2015 The flexibility given to US citizens when it comes to withdrawing money from retirement accounts has always elicited mixed reactions from different quarters. There are those who argue that the flexibility is required while others claim that it is having a negative implication in the nation’s retirement plan. In the article ‘Early Retirement Withdrawals Could Fuel Risky Behavior’, David Harrison argues that the flexibility gives workers too much leeway in managing t...
The compensation and benefit strategy of an organization
The compensation and benefit strategy of an organization
5 pages (1250 words)
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... Compensation and Benefit Strategy of an Organization This report aims to find out the challenges and problems faced by any organization in their compensation and benefits plans and programs. The importance of compensation packages and other related benefits is vital in the organization perspective. These monetary or non-monetary packages may help to attract and then retain the potential and talented employees. Some multinationals are facing problems regarding their compensation packages. This report will identify the challenge and then give recommendation for the solution of that particular challenge. One of the most important challenges is the decreasing importance of retirement plans from the...
Investigative Study
Investigative Study
10 pages (2500 words)
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... 508570 Topic: Investigative Study Investigate the implication to employers, employees and the labour market of abolishing the default retirement age a) a discussion of the implications to employers e.g. assessment of fitness to work, HRP, L & D, compliance with equality legislation b) a discussion of the implications to employees c) a discussion of the effect on the labour market   The Government has confirmed that the Default Retirement Age (‘the DRA’) will be phased out from 6 April 2011 and completely abolished by 1 October 2011. On 29 July 2010, a consultation document was issued on scrapping the default retirement age. It had committed to this course of action in its coalition agreement, but...
Designing Qualitative Research for Social Science & Health
Designing Qualitative Research for Social Science & Health
4 pages (1000 words)
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... TO RETIREMENT: A QUALITATIVE STUDY BASED ON THE GROUNDED THEORY PERSPECTIVE By Presented to Grounded theory approach was used to generate a theoretical framework that explains the effects of retirement on the quality of life for retirees. The approach involved generation of data based on transcribed interviews with three retired participants. The analysis pointed to ‘limited access to important and habitual lifestyle’ (comprising the sub-themes ‘reduced social networks’ and ‘monetary handicap’) and ‘health deterioration’ as the two main factors affecting the quality of life of retirees. While age is a contributing factor to the deteriorating health, the sudden transition to a life of lesser...
The Impact of Rising Healthcare Cost on Employer Benefits
The Impact of Rising Healthcare Cost on Employer Benefits
14 pages (3500 words) , Download 1
... Head: HEALTHCARE COSTS AND RETIREMENT BENEFITS The Impact of Rising Healthcare Cost on Employer Benefits Maria Figueroa Contemporary Benefits Issue The healthcare system in the United States is replete with several inefficacies that have resulted in an increase in healthcare costs. Inadequacies such as below par management or services, lack of responsibility, corrupt practices and exorbitant expenses have all led to such a rapid escalation of healthcare costs that it has become difficult and in some cases nearly impossible for employers to continue providing their employees with other benefits. Healthcare has always been considered as the most important benefit provided to employees of an organizatio...
Ending the Employment Relationship
Ending the Employment Relationship
12 pages (3000 words)
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... Head: Ending the Employment Relationship Redundancy and Retirement Academia Academia Research Executive Summary The human resource department in any organization of this world has gained most importance in the modern era, it is because of the fact that what ever an organization achieves, it achieves on behalf of human resources, today human resource gains the utmost importance in every field simply because of the growing demands of the world, there is an entire process used in organization for employees, which includes all the happenings from their selection to retirement or redundancy. An organization provide employees what ever they want and take from them what ever the organization wants, the best...
Legislative Acts (Evolution of Management Class)
Legislative Acts (Evolution of Management Class)
2 pages (500 words)
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... Retirement Income Security Act (ERISA) Teacher: Employee Retirement Income Security Act (ERISA) Originof Act Employment Retirement Income Security Act (ERISA) can be traced back to 1974 that is its origin. This act is managed by Employee Benefits Security Administration (EBSA) (United States Department of Labor, 2009). In the initially implemented act, many transformations can be noticed till now. Purpose of the Act This act involves employees, organizational administration and employers. The purpose of ERISA is to ensure that all the employees get their retirement rights such as retirement income, employee benefits such as health benefits, vacation benefits and so on (United States Department of La...
Personal Financial Plan
Personal Financial Plan
4 pages (1000 words)
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... s Personal Financial Plan Part A: Choosing a Retirement Plan Employer 1.5 points) Employer #2 (1.5 points) Name of Company and Company Website Amgen http://careers.amgen.com/employment-benefits/us-employee-benefits/ Henry Ford http://careers.henryford.com/content/benefits/ Type of Retirement Plans 1. 401(K) retirement and saving plan 2. Employee stock purchase plan 3. Retirement medical saving account 1. Retirement Saving Plan (RSP) 2. Voluntary 403(b) program for mutual fund investment Employer Match? How much? Not available Not available Vesting Requirements Not available Not available Education/Support Services Available? Available Available Who can participate? Not ava...
Personl Wealth
Personl Wealth
11 pages (2750 words)
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... Wealth Project Scope Personal wealth is defined as the total asset value of an individual’s earnings, possessions and investments. Personalwealth can be broadly classified into three categories namely liquid assets, loans or mortgages and personal possessions. In cases where a person owns a company, the assets that appear on the firm’s financial statements should not be mistaken as assets of the individual, but must instead be considered as under the ownership of the company. Creating personal wealth is not necessarily a complex process if one establishes the primary objectives like future personal commitments and desired retirement benefits. Thereafter, it is important to identify suitable...
Employment law
Employment law
12 pages (3000 words)
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... Law Default retirement age (DRA) under Equality (Age) Regulations 2006 has since been abolished from October and after the transition period, any forced retirement of an employee will tantamount to automatically unfair dismissal unless the organisation has an objectively justified retirement age. The relevant legislations to be referred are The Employment Rights Act 1996, Employment Equality (Age) Regulations 2006, and The Equality Act 2010. The Equality Act 2010 prohibits less favourable treatment on the grounds of age both direct and indirect which is unlawful unless it is justified by the employer. The justification will generally be under exceptional circumstances which not all organisations can ...
Financial Stewardship
Financial Stewardship
1 pages (250 words)
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... Stewardship Financial Stewardship Planning for my retirement is one major issue in my life. People spend years building their nest egg so as to retire when they are financially and mentally prepared. As a Christian, managing your finances is an inevitable task. As such, I will adopt cash-balance plan so as to achieve my retirement objective. That is, instead of my retirement benefits being subjected to a formula which takes into consideration how long I was on my job and my average income during my last years of employment, this plan will credit my account with certain set percentage of my income each year, classically 5%. Moreover, it will give me a given interest rate which is applied to my balance...
Writing Assignment
Writing Assignment
1 pages (250 words)
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... Captain Haynes was rightly forced to retire. A vast majority of workers in all sorts of professions become extremely trained and skilled with experience. However, not only their skills are marred by their reduced visibility and memory loss, but also continued service causes unemployment among the young graduates. Therefore, it is very reasonable to establish a retirement age for all professions. Retirement age should be established for all professions without any exception. Presently, jobs like that of a US Supreme Court Justice and Senate member have no established ages of retirement. But this is inappropriate because young judges and senate members do not get a chance. The system should be fair fo...
Social pension service problem in China
Social pension service problem in China
15 pages (3750 words)
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... Retirement in China and the Social Problem of the Retired Introduction Compared with other countries, the regulated retirement age is quite low in China. This is because China is still a young nation that is preoccupied with socio-economic and political challenges such as providing education to the young, building strong economic foundations, and creating job opportunities for the growing population. For this reason, China’s age wave is considered to be among those that are so daunting not only due to the magnitude with which it is fast approaching, but also due to the fact that it comes at a time when the country is in the midst of modernization. Unlike other developed countries that have put in...
The nature of pension plans with focus on defined contribution pension plans and defined benefit pension plans
The nature of pension plans with focus on defined contribution pension plans and defined benefit pension plans
4 pages (1000 words)
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... The Nature of Pension Plans with Focus on Defined Contribution Pension Plans and Defined Benefit Pension Plans Affiliation Author Note Author note with more information about affiliation, research grants, conflict of interest and how to contact The Nature of Pension Plans with Focus on Defined Contribution Pension Plans and Defined Benefit Pension Plans Nature of Pension Plan: Pension plan is a kind of arrangement by which an employer offers payments or benefits to workers after they retire? in return for the service they provided while they were working. It is designed to provide income to people for the period of their retirement years. The amount is collected by setting aside funds for the period ...
Asssigment
Asssigment
7 pages (1750 words)
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... Management November 29, Management includes pension decisions. The research delves into pension plans and ethical business decisions. Proper pension fund management enhances an entity’s profits and assets. Basic Ideas on Pensions Pension is defined as an arrangement where the employee’s management gives payments or benefits for the employees’ retirement. The management gives the retirements benefits in exchange for the employees’ serving the company for many years (Kieso et al., 2006, p. 1210). Pay as you go pension plan scheme. Under the plan, the employee beneficiaries are paid the amount equal to the amount contributed. The management regularly deducts the pension contributions from the...
The Effects of Baby Boomers Retiring Will Have on the Economy
The Effects of Baby Boomers Retiring Will Have on the Economy
12 pages (3000 words)
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... The Effects of Baby Boomers’ Retiring Will Have on the Economy All through its life, the generation that was born following the World War II (baby boomers) has had a great impact on the workplace, public policy, and the society. This generation of approximately seventy-five million children was born in the period between 1946 and 1964. Today, the United States has a baby boom generation of about eighty-three million, comprising of those born in other countries but are now living in the US. At each stage, of its life cycle, the baby boom generation has changed the market for many products, altered the demand for public services, as well as the nature of the labor force. This paper delves into the...
American Workforce
American Workforce
2 pages (500 words)
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... the same percentage of adults were in the workforce today as when Barack Obama took office, the unemployment rate would be 11 percent. If the percentage was where it was when George W. Bush took office, the unemployment rate would be 13.1 percent” says (Plumer, 2012). Labor force is shrinking due to the fact that bad economy is driving workers out. Only 45.4 percent of Americans had jobs in 2010, the lowest rate since 1983 and down from a peak of 49.3 percent in 2000 (Cauchon, 2011). According to (U.S. Department of Labor, Bureau of Labor Statistics, 2012), in 2011 just 71 percent of men had jobs, whereas in 1960’s more than 80 percent of men worked; and the share of women holding jobs rose from 36 ...
A7
A7
3 pages (750 words)
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... 7 al Affiliation Assignment 7 There have been many arguments with respect to whether individual persons should plan for their own retirement or whether public employers should take responsibility. Employment has many uncertainties and assuring employees of a secure retirement would be welcome to many. However, this is not an easy aspect to deal with or address because of the dynamics that come with it. The statement that "Public employers have a responsibility to provide its employees with a secure, predictable retirement plan” is both possible in one perspective and also not possible in another perspective. When talking about permanent employment, public employers have a responsibility to provide t...
Analyze the Secondary Research
Analyze the Secondary Research
5 pages (1250 words)
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... FOR TUITION REIMBURSEMENT It is apparent that the issue of tuition reimbursement would affect the rate at which people enroll for the courses in the program. Essentially, there are various parameters that affect the enrollment of students as far as tuition reimbursement is concerned. The first one is the number of employees in an agency. Another factor is the policy of an agency to offer tuition reimbursement. It is crucial to consider the maximum amount that an agency has committed for each employee. The time for submission of reimbursement is also very crucial when considering the tuition fee. The report is going to analyze all these factors for each agency with respect to their employees who...
The Thrift Savings Plan
The Thrift Savings Plan
8 pages (2000 words)
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... 12 December Understanding Thrift Savings Plan Apart from the Social Security and other saving plans, the Thrift SavingsPlan is one of the greatest saving plans of the United States government. The Thrift Savings Plan is an investment plan for federal workers including the members of the uniformed service such as, the Public Health Services, the Coast Guard, and the National Guard. The plan is equally the same as the 401 (k) plan, offered in the private sector whereby, employees make a contribution as an investment plan. These funds therefore are the property of employees. An employee contributes at will, which means they can elect not to take part in the Thrift Savings Plan. However, as part of the...
Feedback and Evaluation Paper
Feedback and Evaluation Paper
4 pages (1000 words)
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... Feedback and Evaluation Paper 16/09 Feedback and Evaluation Paper CalPERS (The California Public Employees’ Retirement System) is one of the largest public pension fund services which provide health and retirement benefits to retirees, public employees and also their families. It’s headquarter is located in Sacramento downtown in Northern California. A family amiable organization which is located near Napa Valley, Lake Tahoe, and San Francisco gives refreshing atmosphere to the employees. It also gives a competitive salary to its employees, benefit packages, and chances for improvements. It has a diverse workforce from all around the continent with recognized worldwide reputation for its innovation...
Article Review/Family in Later Life
Article Review/Family in Later Life
2 pages (500 words)
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... Dorfman, L.T. (2002). Retirement and family relationships: An opportunity in later life. Generations, 26 (2), 74+. Methods: Personal interview or live interaction with retirees is the fundamental basis of the article. With the help of published secondary sources (books, journals, case studies etc.) and the author’s previous research about the life in retirement, the outcome of the interviews was supported and proven to have an academic explanation. Summary A general view of the life in the retirement years is the chance to fulfill the desired activities which a person failed to do when he was preoccupied with paid work. Through the remaining “social convoy” of the retirees, they are able to...
Sociology of aging Discussion 6
Sociology of aging Discussion 6
1 pages (250 words)
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... Discussion 6: Sociology of Aging Q Various types of groups that aged people participate in? What is the function of each group? According to Harris (2007), aged people spend most of their lives in companies of others. Therefore, by being social in the company of others, the aged participate in activities that are carried out by occupational, religious, age-groups and family groups. Through these groups the aged interact with other people and as a result, they develop a sense of identification with other people and themselves. For example, by interacting with other people who are of the same age-group, they find that they share common experiences and interests. Such discoveries inform the aged people ...
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