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Affordable Care Act immigrants - Research Paper Example

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The healthcare sector in America is one of the major areas of growth and development on which the government has taken an ardent and exceptional interest. Records show that America is one of the leading countries in the world where healthcare is at its best, and has been…
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Affordable Care Act immigrants
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Download file to see previous pages In the past decades, many Americans remained uninsured due to the expensive nature of insurance, and largely due to the poor and unfair code of conduct of many insurance companies. For example, the insurance companies could withdraw or rescind a person’s coverage just because they are suffering from heart diseases, diabetes or other long term chronic illnesses (Fernandez-Kelly and Portes 54). The companies also discriminated against the children, denying a majority of them the coverage they were warranted. Young unemployed adults also had a rough time as the companies sidelined them and denied them insurance. However, the Affordable Care Act has made things better and more affordable for people (Dolgin and Dieterich 46).
It is a chance to fix the trust that was earlier broken as the terms of the ACA demand better services and programs from the insurance companies. Not only has it reduced the costs of insurance charged by the companies but has also reduced the much discrimination that the companies practiced earlier. Important to note is that ACA is a combination of two legislations, the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act (signed in 2010) (Le-May 24). With this combination, the ACA serves to increase and expand the Medicaid coverage to the many low income earners in America, and greatly improving the Children’s’ Health Insurance Program. Therefore, in a summarized way, the ACA legislation seeks to expand Medicaid coverage to all Americans, give a chance for people to enjoy a variety and choose from diverse services, promote quality healthcare for all people and lastly, ensure that insurance companies remain accountable to their customers, conducting their businesses in a transparent and fair manner (Le-May 40; Bustamante, 320).
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