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Should be universal health care covarage - Essay Example

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Should be universal health care coverage? Universal health care is also referred to as universal health coverage, universal care, universal coverage or social health protection. This type of health care describes a health care system which helps to provide financial protection and health care to all citizens…
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Should be universal health care covarage
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"Should be universal health care covarage"

Download file to see previous pages This universal health care is determined in three critical ways including: what services are covered, who is covered and how much cost is covered. The question arises, “should be universal health care coverage?” has a long heated debate. It is no more a secret that health care costs are far greater than any other costs and are also spiraling out of control I various countries. Countries are now spending more per person on health care as compared to housing and food. Insurance premiums are also increasing on a much faster pace than inflation. This in turn prevents economic growth and less money is left with businesses to hire more or raise the amount of workers. The following debate would now discuss whether a complete takeover by government of health care should be undertaken or not. A national database that is centralized should be developed which makes treatment and diagnosis easier and efficient for doctors. Doctors usually maintain their own record of patients in their offices. This is also one of the reasons why we have to fill out a lengthy form which has health records, whenever we visit a new doctor. This has several problems. For instance, it is wasteful in terms of both money and time. Secondly, patients may forget, lie or may not be able to describe problems precisely of the past. Whereas doctors require precise information to undertake a proper diagnosis of the patient. Therefore, a national system that is centralized would help us to do analysis of the data that once seemed impossible. This will further lead to increased diagnosis efficiency and medical advances. The main argument that arises because of the database that is centralized, is that some insurance providers may not provide coverage if they find some previous medical issues. By providing universal health care coverage, healing the patient would be more concentrated by medical professionals rather than on malpractice liability and insurance procedures etc. Doctors also need to practice medicine that is defensive in order to avoid getting sued. There are physicians that are also found to be leaving this profession as they have to handle all types of non-medical issues. A health system that is universal would also allow various nurses, doctors and other medical professionals to focus specifically on patients and matters relating to them that are most important. Our health care also has one of the biggest drawbacks, i.e. patients with a current or past medical condition like asthma or cancer are not able to gain health coverage in an affordable range. On the contrary, in case of universal health care, people are already healthy and those who take personal care will also be liable to pay for those who are obese and do smoking. It is because universal health care means that costs will be divided on all citizens regardless of their need for medical care and health. Those who have a proper diet plan, do not drink, do not smoke and do regular exercise have fewer health problems. Therefore universal health care should not be given as healthy people then question as to why they should be punished when they are already living their life in a healthy way. Health care systems that are universal vary from one government to the other and their involvement in providing health and care insurance. Universal health ca ...Download file to see next pagesRead More
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