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Financial Concerns Report - Essay Example

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Financial Concerns and Student Retention Subject: Professor: December 22, 2012 College studies are pegged the student applicants’ financial capacity. The research delves on the financial aid opportunities of the students. The research delves on financial aid debt of college aspirants…
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Download file to see previous pages The ethnicity grant groups include the African American, Asian, Cuban, and Arab groups (http://www.usscholarshipguide.org). Further, the above United States scholarship guide website shows that the organization offers scholarship grants to non-ethnic groups. The successful scholarship applicants include the individuals who are afflicted with physical ailments. Under successful scholarship grantees include individuals who are deaf, mute, and mute college scholarship applicants. The Federal and state governments offer scholarship grants to encourage individuals to pursue their dreams. The grants include the Pell grant. U.S. Senator Claiborne Pell offers the grant to help the United States Department of Education’s thrust to increase college enrollments. The successful grants are those who pass the established financial need benchmark. The United States Congress established the financial need benchmark. The Pell Grant falls under the Higher Education Act of 1965. During 2012 alone, the maximum Pell Grant was about $ 5,400. The government offers Federal supplemental educational opportunity grants. The grant is offered to both United States citizens and eligible non-residents. The highest scholarship figure given to the student is estimated to below the $5,000 per year figure. Third, the above United States scholarship guide website reference shows that government offers grants that take into consideration the college applicants’ academic competitiveness. The grant is offered to Pell grantee college applicants having a minimum average grade of 3.0 and a first year average grade of 4.0. The scholarship amount is $750 per year. Likewise, the above United States scholarship guide website reference indicates that government offers grants that are based on the college applicants’ merits. The merit –based grants include the Robert Byrd scholarship program. The National Science Scholars Program is another merit grant. Another merit-based grant is the leveraging Educational Assistance Partnership grant. Financial aid debt that individuals incur while seeking postsecondary education According to the College Board agency, different student groups generated different financial aid debt while seeking postsecondary education. Starting in 1981, the college loan amounts started to increase in relation to the grants given to college students. During 2001, the loan grant amount is estimated at $ 44 billion while the Grant amount is estimated at only $ 12 billion. During 2005, the loan grant amount is estimated at $ 64 billion while the Grant amount is estimated at only $ 20 billion. During 2007, the loan grant amount is estimated at $ 74 billion while the Grant amount is estimated at only $ 33 billion (Smart, 2011). Retention related to financial concerns There are several issues pertaining to the retention of college scholarships. First, retention is based on the college students’ prior academic grades. Students who do not retain their passing grades within the required school period are removed from the college scholarship grants. Second, students who devote all their time and energy to achieving the benchmark grades, ensure their retention in the college scholarship programs. Further, the students who establish and implement effective study habits will get higher scholastic grades, achieving the college students’ desire to graduate with the help of the college financial assistance program, when compared to students who do not have effective study ...Download file to see next pagesRead More
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