Nobody downloaded yet

Indonesian Expansion of Financial Products Retailer - Coursework Example

Comments (0) Cite this document
The paper “Indonesian Expansion of Financial Products Retailer ” considers it a promising strategy for COF, due to rapid industry's technological changes, short-lived commodity life cycles, and borderless markets promoted by globalization, stable political climate and market's steady growth…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER96.2% of users find it useful
Indonesian Expansion of Financial Products Retailer
Read TextPreview

Extract of sample "Indonesian Expansion of Financial Products Retailer"

Download file to see previous pages As part of its international expansion strategies, the Capital One Financial Corporation (COF) has decided to venture into the Indonesian market. This report aims at expounding the company, proposed strategy for the market entry in the Southeast Asia region. 
COF was started by Richard Fairbank and Nigel Morris in 1988 branching off from Signet Banking Corp. It later expanded in 2005, acquiring the Hibernia National Bank of New Orleans and the North Fork Bancorporation of New York in 2006, while Chevy Chase Bank was purchased in 2008. The global financial crisis resulting from the subprime mortgage market adversely affected the company and it subsequently sold off its affiliate, the GreenPoint Mortgage to stem the losses (Goldfarb and Appelbaum, 2008). Nevertheless, COF needed a $3.56 billion federal stimulus loan in late 2008 to regain stability but was able to repay by mid-2009 (, 2010). 
COF international expansion started in Canada mainly focussed on the credit market business where like in its domestic US operations it largely relied on direct mail marketing hence is the largest client for US Postal Service and Canada Post. The firm has also expanded in the UK market but has disembarked from the Spanish, French and South African markets after poor returns and acute competition.
COF has managed to survive the turbulent economic crisis despite its lack of diversification characterized by a monoline structure due to its foresight of accumulating a large capital base and a consumer database dubbed Information Based Strategy that accumulates client preferences thus is able to tailor its products according to their tastes. The company has diversified into other banking products though still managed to endure despite issuing a credit to the ‘subprime’ market although with very limited limits.
Although developing countries always strives to encourage foreign direct investments (FDI), Djiwandono (1998) argues that the injection of capital may lead to instability in the event the flow is stemmed or reversed during moments of global crisis. Similarly, the FDI exposes the local economies to the fragilities of the international markets.  ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(Indonesian Expansion of Financial Products Retailer Coursework - 5, n.d.)
Indonesian Expansion of Financial Products Retailer Coursework - 5. Retrieved from
(Indonesian Expansion of Financial Products Retailer Coursework - 5)
Indonesian Expansion of Financial Products Retailer Coursework - 5.
“Indonesian Expansion of Financial Products Retailer Coursework - 5”, n.d.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document

CHECK THESE SAMPLES OF Indonesian Expansion of Financial Products Retailer

Chinese Indonesian People Discrimination

...In the year 1998, the Reformation Era of Indonesia, comprising mainly of native Indonesian people, took action against all those belonging to the Chinese Indonesian background. This year was a big disaster for all the people belonging to a Chinese Indonesian background because the angry mob often threw rocks at our homes and burned our businesses down. Most of us would even get robbed, ripped, and killed without a specific and significant reason. This memory is remembered even today as an extremely livid nightmare in the minds of all Chinese Indonesian people, victims of discrimination. As a 6 year-old girl, I remember feeling helpless as I saw my parents shaking when...
2 Pages(1000 words)Essay

Financial products in banking sector

...?A commercial bank provides a variety of services to meet the needs of its These services can be broadly ified into consumer and corporate. A commercial bank works under the directives of a central bank that keeps an eye on the operations of a commercial bank. (Lipsey and Chrystal, 2003) There is a variety of services provided under the head of consumer bank. A commercial bank provides ATM, Locker, Loans, Home Loans, Study Loans and Credit Card services to end consumers. The reason why these are known as consumer banking services is because the amount of credit creation in this sector is limited as compared to corporate banking. ATM and Locker Services are mostly provided to deposit holders or account holders of a bank. They can... commercial ...
1 Pages(250 words)Thesis

Indonesian Music - Gamelan

...Moonlight and Flowing Water Gamelan is comparable only to two things: moonlight and flowing water, it is pure and mysterious like moonlight, it is always the same and always changing like flowing water. It forms for our ears no song, this music, it is a state of being, such as moonlight itself which lies poured out over the land. It flows murmuring, tinkling and gurgling like water in a mountain stream. Yet it is never monotonous. Sometimes the sounds flow faster and louder, just as water also sometimes speaks more loudly in the night only to sink back again quietly. Leonhard Huizinga (Dutch Writer) For a student of world music, Indonesian music means Gamelan music, particularly the types of Gamelan found in the...
5 Pages(1250 words)Essay

Vodafone's Indonesian Expansion

...population is large and expanding at a good rate and will need industrialization for its absorption. The birth rate is high but not alarming like India or China. Employment opportunities are not enough and there is further scope of economic expansion and enough labour force available to support it. On the Social front the country is predominantly Muslim with a large minority of Chinese and Indians. It is also a cultural melting post where Indian culture dominates. This is good for Vodafone as it moderates the outlook and makes it more tolerant. However this is so in the towns and urban areas. Rural areas are prone to be more traditionalists. Still there is no cause for alarm. Technology has been well embraced by the...
7 Pages(1750 words)Essay

Synthetic Financial Products

...EQUITY-LINKED a) The formulae are as follows: Re ment: Prove that the minimum return on initial investment F is equal to zero, and is less than the intermediate return, which in turn is less than the maximum return on initial investment of F (nominal rate) Per formula A, payoff (Index value at maturity) is equal to the initial investment, say, $1,000,000 if the return on the index exposure to the market is zero: $1,000,000 (1 + 0) = $1,000,000. If initial investment gains in the equity index options market by an amount less than the performance cap, then it gets back the $1,000,000 plus a specific return. E.g.: $1,000,000 (1 + .20) = $1,200,000. Finally if the options investment earns more than the cap of, say, 300... a) The formulae are as ...
4 Pages(1000 words)Speech or Presentation

Financial Services and Products

...Financial Services and Products The need to make financial s capable of handling more than one service is growing with each passing year. Financial institutions are keen to invest with poor entrepreneurs to help them boost their economic standing. It is a term commonly known as microfinance. As times change, these institutions are willing to ensure their investments grow. Poor entrepreneurs willing to pursue business ventures offer the assurance, which financial institutions are looking for in order to invest. They, therefore, choose to offer more services to low-income earners/entrepreneurs with the aim of helping them expand (Ledgerwood 65). This paper...
1 Pages(250 words)Essay

Retailer Relationships

.... Wal-Mart’s discount departmental store plays crucial roles in its total business. Though the first discount store was launched in 1960s, it has evolved grea with ter developments in 1990s and it now plays as a significant segment to its business. it operates more than 2000 discount stores. Wal-Mart’s discount stores function as specialty discount stores because they offer nearly complete selection of single-line merchandise with the help of self-service, discount prices, high volume as well as high turnover. Neighborhood markets are other major developments in its non-traditional retailing strategy. These stores are small stores located in residential areas mainly offering grocery products. Neighborhood markets are developed... ...
4 Pages(1000 words)Essay

Life Stages and Financial Products

...Life Stages and Financial Products Introduction Life expectancy in the UK is relatively high. Consequently, millions of Britons will live on into their seventies and eighties. Unless a person plans wisely throughout their productive years, it is likely that they may struggle to make ends meet in retirement. Furthermore, poor financial management has adverse implications on quality of life lived during one’s working years. The ideal goal for all individuals is to be financially secure at every stage of life regardless of the ups and downs that occur. This ought to start with an understanding of the different life stages and customisation of financial instruments and products for each stage. Lifecycle of a typical UK individual... be such...
10 Pages(2500 words)Essay

Retailer Assignment

...Retailer Assignment Currently, I am planning to purchase the Levono laptop over the internet. However, before the purchase, I will first go to different types of stores to check on the pricing and the models of the machine. In this case, I will visit a department store and a common supermarket in my home area. As expected, my experience in the supermarket was completely different from the department store. Differences in experience were evident in the responses of the sales personal, price, product assortment. Product Assortment With variations of products and consumer buying behaviors, most products in the supermarket were displayed on the shelves....
2 Pages(500 words)Assignment

Transnational Retailer Expansion and Performance, or terrorism. In the European Union, the formation of the Community Agricultural Policy encouraged the internationalization of various farm product retailers, such as Tesco with branches in France, Ireland and other countries. Tesco is a leading supermarket branch that has its headquarters in England. These political agreements involve economic implications, which benefit the signatories of the treaties (Becker & Jäger, 2012). Under most circumstances, these cross-national ties operate under the frameworks of international organizations such as United Nations, The World Trade Organization, The International Monetary Fund, and the World Bank. Apart from the international ties, the increased...
4 Pages(1000 words)Research Proposal
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.

Let us find you another Coursework on topic Indonesian Expansion of Financial Products Retailer for FREE!

Contact Us