CHECK THESE SAMPLES OF Assessing the Banks Obligation
The merger of two Swiss banks in the year 1998 led to the formation of UBS.... This paper ''Investment Banking'' tells us that UBS is a financial services company with a global presence offering a wide variety of financial services to global businesses.... The services offered by the bank are reflective of the worldwide financial markets....
19 Pages
(4750 words)
Research Paper
They further indicated that 'evaluating the performance of financial institutions can inform government policy by assessing the effects of deregulation, mergers and market structure on efficiency' (p175).... Berger & Humphrey (1997) assert that the whole idea of measuring bank performance is to separate banks that are performing well from those which are doing poorly.... ank regulators screen banks by evaluating banks' liquidity, solvency, and overall performance to enable them to intervene when there is a need and to gauge the potential for problems (Casu et al, 2006)....
14 Pages
(3500 words)
Coursework
Credit risk represents the possibility of loss due to the inability of the obligor to fulfill the terms in the financial obligation (bond, note, lease, installment debt etc.... redit risk arises when a borrower of a loan fails to repay it (in commercial banking) or when an issuer of a security or a bond fails to fulfill his financial obligation (a corporate who issued a bond may go bankrupt) to the borrower .... Assessing Credit risk in Investment Banking and Commercial Banking Credit risk arises when a borrower of a loan fails to repay it (in commercial banking) or when an issuer of a security or a bond fails to fulfill his financial obligation (a corporate who issued a bond may go bankrupt) to the borrower (in investment banking)....
7 Pages
(1750 words)
Essay
Note that the IM is an instrument, which will be relied upon by the participating bank in assessing the nature of the investment and risk involved thereon.... In English common law, the obligation of the arranger to the participant banks is also recognized and that liability also arises in cases of misrepresentation.... Breach of obligation to disclose the full state of the borrower or the misrepresentation of facts in the IM whether it is fraudulent or negligent in nature would give rise to both statutory breach and violation of established case laws....
5 Pages
(1250 words)
Essay
banks are however required to hold assets that are mainly liquid and convert them to cash in a very short term (Matz, 2011).... hese are insider indices and they are often done through the utilization of privileged information that allows banks to evaluate trends and processes in their activities and affairs.... here are fundamental, three different methods and approaches that can be used to guide and show the way and manner in which banks operate and manage their liquidity risks through the use of publicly granted information....
6 Pages
(1500 words)
Essay
Therefore, instead of the banks applying more prudent and credit evaluations, they became flexible in their loaning through CLOs.... These losses were due to the changed lending basis by the banks in a mortgage that exposed the massive defaulters.... the banks introduced the CLOs selling loans to investors especially in the housing sector.... CLO played a big role in the 2007/8 financial crisis causing the collapsing of many banks....
7 Pages
(1750 words)
Literature review
It is a form of collateralized liability/debt obligation and is almost similar to them except for the dissimilar kind of underlying mortgage.... bank is gradually employing the securitization structure of a novel asset known as collateralized loan obligation (CLO) to fulfill its financial goals.... collateralized loan obligation is made of various high-risk business loans which are grouped and sliced into diverse sectors which carry dissimilar credit risks....
7 Pages
(1750 words)
Essay
The major concern for creditors is the ability of companies to meet their obligation to pay both interests as well as principal.... The major concern for creditors is the ability of companies to meet their obligation to pay both interests as well as principal.... The major concern for creditors is the ability of companies to meet their obligation to pay both interests as well as principal.... The paper "banks Liquidity Risk Management - National Australian Bank and Adelaide & Bendigo Bank" is a perfect example of a finance and accounting case study....
9 Pages
(2250 words)
Case Study