Insurance Industry and Global Climax Change - Research Paper Example

However, the level of human consumption and the consequential degradation of the natural environment have reached a level of mutual destruction and dire consequences for both human inhabitants and the nature. Thus, the greatest environmental concern facing the planet is excessive carbon footprints left by the people on the planet. Carbon is a vital element for both human beings and the natural environment (Mills et al, 2006). Climate Change A. Data about how frequency of disaster due to climate changes Climate change has negative impact in the sense that landslides and floods, tsunamis and hurricanes are common phenomenon.

For instance, landslides and floods have claimed more than one thousands lives in Brazil. Further, climate change has seen the sea ice in countries such as Canada take long time to appear during the months of winter, which in turn negatively affects the polar bear this is because the polar bear are spending too much time on land decreasing the time they spend hunting in the sea ice. Polar bear can hunt effectively in sea ice not on land, and as a result, the population of this creature is rapidly decreasing.

In addition, climate change has led to increase in extra tropical cyclones, hailstorms, bush fires, droughts and heat waves. More extensive destruction, social, environmental, and economical impacts from weather related tragedies. Transformations in atmospheric process will negative influence the health, property and lives of many people in the world (Mills, 2005). B. Data about damage climate change every year The increase in temperatures causes large boulders of ice to melt and form water, which flows to large water bodies.

As a result, there is a rise in sea level all over the globe. This reduces the area of land under settlement and is posing a threat to human existence. The human being who had caused the warming, with or without their knowledge, is now being punished by nature. The Antarctic regions is a good example, as the melted ice masses causes displacement of people and the consequence is causing a strain on land space (Jacobs, 2012). C. Direct Impact on human and properties a. Health Impacts a. Weather-related Mortality Climate change that took place since 1970s has claimed over 150,000 excess lives yearly by the year 2004.

The number of weather related tragedies has increased since 1960s. Each year, these tragedies lead to more than 55,000 deaths particularly in developing nations. b. Infectious Diseases Global climate change influence the environmental and social determinants of health in the sense that human beings are exposed to unclean air, unsafe drinking water, lack of sufficient food and poor shelter. This in turn leads to many infectious diseases such as diarrhea, malaria, dengue and malnutrition which worsen as the climate transforms. c. Air Quality- Respiratory Illnesses Global increase in the respiratory diseases such as allergies and asthma results from global warming such as depletion of ozone layers, spread of communicable illnesses because of earth heats, and rising temperatures. 2. Agriculture Impacts a.

Crop Yields i. Food shortage The increasing precipitation and rising temper