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Health Care System - Research Paper Example

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The following paper concerns the U.S. Health Care system. Thus, it is stated here that for many years, U.S. has been asserting its supremacy over other countries in terms of the health care delivery system, however, recent major shortcomings raised doubts to that assertion. …
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Health Care System
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Download file to see previous pages The comparison also put so much weight on each country's level of expenditure. As the Canadian Health Economist stated, "more spending on health is worse than less" (National Center for Policy Analysis 2001)4.
The same study reveals that among the developed countries, excluding South Africa, U.S. is the only country which denies many of its people the benefit of a valuable health care. Some people have to be contented with the health care that goes with their employment. But when insurance rates go up, employer either raise deductions on insurance premium or remove health care insurance in their list of benefits. Medicard and Medicaid are limited to the elderly, veterans, military, the poor and the disabled.
Counterpart of U.S. Medicard and Medicaid is Singapore's '3M' framework of Medisave, Medishield and Medifund. These schemes combine the individual responsibility and government subsidy (through taxation) (Tucci 2004)5.
In the "healthcare market review" which appeared in the October 2004 issue of the paper Watson Wyatt Worldwide, John Tucci explores Singapore's '3M' framework as:
"Medifund is an endowment fund set aside up by the government to assist the needy in meeting their medical expenses. Medisave is a forced medical savings scheme to be used in future personal or hospitalization of immediate members of the family, surgical operations and other expenses outside the hospital. Medisave is provided in the Central Provident Fund where there is a total of 33 percent employee-employer contribution (13% employer and 20% employee). Part of this is intended to employees' retirement fund. Almost 85 percent of Singapore's population is covered by Medisave.
In the study conducted by the University of Maine using data from the Organization for Economic Cooperation and Development (OECD), the US Census Bureau and other organizations, it said that “Among the developed or industrialized country, U.S health care system is the most expensive health care system in the world”. The International comparison on health care system conducted by Ramsay (Canadian Health Economist), which appeared in the paper of National Center for Policy Analysis, placed Singapore to rank number one. The comparison also put so much weight on each country’s level of expenditure. As the Canadian Health Economist stated, “more spending on health is worse than less” (National Center for Policy Analysis 2001).
The same study reveals that among the developed countries, excluding South Africa, U.S. is the only country which denies many of its people the benefit of a valuable health care. Some people have to be content with the health care that goes with their employment. But when insurance rates go up, employer either raise deductions on insurance premium or remove health care insurance in their list of benefits. Medicare and Medicaid are limited to the elderly, veterans, military, the poor and the disabled.
Counterpart of U.S. Medicare and Medicaid is Singapore’s ‘3M’ framework of Medisave, Medishield, and Medifund. These schemes combine the individual responsibility and government subsidy. The Singapore government has instilled in the minds of its people the importance of investing in their own health care. ...Download file to see next pages Read More
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