Analysis of Contemporary Health Care Issue - Term Paper Example

It has forced several individuals to work two or more job to sustain themselves. Most of these jobs are two to three hours long, which has forced people to seek multiple jobs to cover costs. With the current job situation, it is becoming difficult for individuals to pay for medical insurance. The loophole that firms have adopted is employment on a short-term basis. This allows companies to have employees on a temporary basis; hence, they do not provide any medical cover. This pushes the responsibility onto the employees to pay for their own health care, which is why the health care act is under scrutiny.

The nature of the medical insurance mandate is forcing individuals to tighten up their budgets. This factor is more evident in the tax structure and the underserved population in the US economy. The general structure of the US system highlights that the richer (high earnings) you are, the less tax an individual will pay. This illustrates that high income earners have more disposable income to pay for quality medical insurance, which amounts to approximately 10% of the American population. Therefore, 90% are left to struggle with the constraints of the tax system and the deteriorating state of the employment state in the US.

(BLS, 2012) The health care act has generated a lot of debate, attributed to the mandatory nature of each individual having to pay for medical insurance. The current conditions of the profit-oriented industry have made it difficult for employees to purchase or obtain medical cover on their own salaries. It has become increasingly difficult to sustain or keep a job, because organizations are focused on reducing costs, which is catalyzed by low revenue and sales (Wessling, 2012). it has caused a cycle in which a lack of money is causing unemployment and underperformance from companies in the US.

On average, firms are making losses of about 10%, which has