We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Nobody downloaded yet

Regulatory Interventions in the 2008 US Post-Economic Crisis - Assignment Example

Comments (0) Cite this document
Summary
The US Financial Crisis has dragged the economy with its high unemployment rates since the time the economic recession began in 2008. A key expected solution for faster recovery has been high employment…
Download full paperFile format: .doc, available for editing
Polish This Essay98.8% of users find it useful
Regulatory Interventions in the 2008 US Post-Economic Crisis
Read TextPreview

Extract of sample
"Regulatory Interventions in the 2008 US Post-Economic Crisis"

Download file to see previous pages However, there is a need to generate productivity following the series of Stimulus Funds in order to multiply the capital infused in trillions of dollars. Or the economic recovery will be transient and may return to perform another economic recession, right after funds are consumed. Regulations spearheaded by the Dodd-Frank Act are meant to make the financial institutions and big corporations more careful in their risk management. Such regulations were found to be critical after deregulation was given a chance to work for over 30 years and yet failed with its grandstanding recession. The question remaining is how funds can be effectively channelled to entrepreneurs given the past experiences wherein a greater part of the Stimulus Funds never reached the Small Business Entrepreneurs (SBEs) who can use capital to generate more productivity, hire people, and earn profits. Most of the Stimulus Funds went to social welfare and large corporation bail outs. Further study is required to evaluate the possibility of reinstating the Glass-Steagall Act for the purpose of further regulating the banks to focus on diligently supplying funds to SBEs and supporting those SBEs with sufficient guidance in order to earn successfully. This can logically stop the banks’ vested interests on Investment Portfolios since they will not be allowed to engage in other investment activities except to lend entrepreneurs what they will need in order to progress. I. Introduction Right after the economic recession declared by the National Bureau of Economic Research (NBER) to have lasted December 2007 all the way to June 2009, the phenomenon was described as not only “the longest and deepest recession of the post-World War II era” but also the “largest decline in output, consumption, and investment, and the largest increase in unemployment, of any post-war recession” (Labonte, M. 2010, p.2). Stimulus funds from the Federal Reserve worth more than a Trillion Dollars along with the monetary policy of maintaining almost zero interest rate, facilitated the recovery. $700 billion, which was later reduced to $ 470 billion infused into the financial system was done via a program called Troubled Assets Relief Program (TARP) in October 2008. The US Government purchased real estate properties that lost their values as a result of the recession, for the purpose of adding some liquidity to the banks. As of mid-2012, most programs under the TARP were reported closed. Major beneficiaries rescued were Fannie Mae and Freddie Mac, AIG, Citigroup, and Lehman Brothers of the financing sector, and later included General Motors and Chrysler of the automobile sector. Saving the giant enterprises reduced the need to retrench and lay-off employees. However, there were economic ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
  • CHICAGO
(“Regulatory Interventions in the 2008 US Post-Economic Crisis Assignment”, n.d.)
Regulatory Interventions in the 2008 US Post-Economic Crisis Assignment. Retrieved from https://studentshare.org/business/1402231-regulatory-interventions-in-the-2008-us-post-economic-crisis
(Regulatory Interventions in the 2008 US Post-Economic Crisis Assignment)
Regulatory Interventions in the 2008 US Post-Economic Crisis Assignment. https://studentshare.org/business/1402231-regulatory-interventions-in-the-2008-us-post-economic-crisis.
“Regulatory Interventions in the 2008 US Post-Economic Crisis Assignment”, n.d. https://studentshare.org/business/1402231-regulatory-interventions-in-the-2008-us-post-economic-crisis.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document
CHECK THESE SAMPLES - THEY ALSO FIT YOUR TOPIC
Financial And Economic Crisis
This research will attempt to identify and evaluate the causes of the 2008-2011 Global Financial Crises; to evaluate the relationship between world economic growth and liberalization and also consider the variability in world economic growth and liberalization/protectionism; and to recommend policies on how the world can escape from this and prevent future crisis.
16 Pages(4000 words)Assignment
American government policies in overcoming the aftermath of the Financial Crisis of 2008
The financial crisis affected the macroeconomic aspects such as the employment, government spending, domestic and international borrowing. In addition, it resulted to the poor performance of the stock market in many countries, collapse of the local and international financial institutions as well as bailout of the banks by the governments.
9 Pages(2250 words)Assignment
The regulatory intervention that took place in the US post 2008 crisis
Most important and largest mortgage lenders such as Countrywide were bankrupt. The Dodd – Frank Act was enacted on 21 July 2010 by the President Obama. There are advantages and disadvantages to the Act. Though this act addresses the causes of the crisis, such as the interconnectedness of large financial institutions and the spread of the failure of one on others, problems are created as well.
14 Pages(3500 words)Assignment
2008 Economic Crisis in the U.S. and media connection
2008 ECONOMIC CRISIS IN THE U.S. AND MEDIA CONNECTION The United States of America was founded on the principles of democracy, freedom and a dream where any citizen has the opportunity to pull themselves up by their bootstraps to make a good life for themselves and their families.
9 Pages(2250 words)Assignment
Discuss the regulatory intervention that took place in the US post 2008 crisis
..........4 Potential Reasons leading to the financial crisis……………………………….............5 Advantages and disadvantages of the crisis…………………………………………….7 Regulatory Interventions…………………………………………………………………9 Dodd-Frank Wall Street Reform……………………………………………………….10 Dodd-Frank Wall Street Reform- Focus on consumers………………………………10 Dodd-Frank Wall Street Reform- Ends Too Big to Fail Bailouts…………………….11 Dodd-Frank Wall Street Reform- Mortgage business……………………………….
14 Pages(3500 words)Assignment
The European sovereign debt crisis
The debt crisis made headlines globally because of its destabilizing effects. Renewed challenges in global financial markets are closely associated with the debt crisis. It is vital to study the effects of the crisis on the financial markets using an event study approach that focuses on theoretical perspectives.
8 Pages(2000 words)Assignment
The US financial crisis of 2008
As from 2007, maintaining financial stability, rather than taming inflation was the Federal Reserve's main goal (Jickling 1). Although the Federal Reserve tried to manage the emerging crisis, the issues present were so complex, such that they defied conventional solutions.
5 Pages(1250 words)Essay
Impact of the Global Financial Crisis of 2007/2008 on the Qatari Economy
This report discusses the impact of the global financial crisis in Qatar. The case study is reflected in comparison with the situation in other countries in the same region. The financial crisis is evaluated in the light of statistics and results. Many financial indicators are discussed which highlight the effects of the chaos in international market.
9 Pages(2250 words)Assignment
Economic events occur around us every day
The article entails the economic uncertainties related with regulatory policy, monetary policy, foreign policy and most important all the US fiscal policy (Mcnabb, 2013; Herrero, 1997). Accordingly,
8 Pages(2000 words)Assignment
Post
Particularly, you failed to give rationale for the various assumptions you made. However, I believe that before any assumption can be rightly validated or disproved, it must be based on a very formidable background. Based on the assumptions you made, I am of the
2 Pages(500 words)Assignment
Let us find you another Assignment on topic Regulatory Interventions in the 2008 US Post-Economic Crisis for FREE!
Contact us:
+16312120006
Contact Us Now
FREE Mobile Apps:
  • About StudentShare
  • Testimonials
  • FAQ
  • Blog
  • Free Essays
  • New Essays
  • Essays
  • The Newest Essay Topics
  • Index samples by all dates
Join us:
Contact Us