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Mobile Computing - Research Paper Example

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Financial institutions have a hard time affecting the necessary security measures that could help curb the hackers from accessing the victims’ accounts. With regards to…
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Mobile Computing
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Extract of sample "Mobile Computing"

Mobile Banking Question Mobile banking, being a novel technique of money transaction, comes with new and advanced security risks. Financial institutions have a hard time affecting the necessary security measures that could help curb the hackers from accessing the victims’ accounts. With regards to cloning, Phishing, Smishing and Vishing, hackers have an unhindered access to the accounts of their victims. These mechanisms create a number of security threats for the victims and the financial institutions.

Risks include compromising the victims’ data availability, confidentiality, applications or merely becoming a nuisance to the victim. Further, the mobile banking security risks also cause distortion of the financial information and transactions of the victim. Ultimately, the whole system of mobile banking is compromised. This escalates the number of fraud cases with every attempt at conveniently performing business transactions via the mobile phones. Most financial institutions, including the best in the world, can attest to the insecurity of mobile banking (Odoke, 2011).

Question 2The technology behind the personal data assistants, iPads and e-Readers demystify the need for newspapers, paper books, music CDs and gameDVDs. This is due to various valid reasons. First, the advanced gadgets offer faster solutions for the thirst of information than the original books and newspapers. Further, information that the gadgets give people access to is from different sources. This makes them a better option for comparison of information from different sources than the traditional newspapers and books.

People get timely updates from their gadgets instead of waiting for publishing of newspapers and paper books (Guardian on Kindle).The combined efforts of these advantages of the new technology gadgets drive the public from acquiring the traditional newspapers and paper books. This changes the reading culture of people and decreases the amount of revenue from the sale of books, newspapers and other traditional devices. The public chooses to move to a cheaper way of acquiring information and entertainment; a more convenient means that suits almost everyone’s lifestyle (Curwen & Whalley, 2010).

ReferencesCurwen, P. J & Whalley, J. (2010). Mobile Telecommunications in a High-Speed World: Industry Structure, Strategic Behavior and Socio-Economic Impact. Burlington: Ashgate Publishing Company.Odoke, W. (2011). Mobile Banking Adoption in the Western Europe. New York: SAGE Publishers.Guardian on Kindle: Great reading on a peculiar device. (n.d.). Retrieved from http://www.guardian.co.uk/technology/pda/2011/jul/11/kindle-guardian-app

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