Most are meant to protect the public from some danger whether it be poisons, pollutions, medications, or something else. This particular Federal law is meant to protect the public from insurance companies. The law is Public…
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markets to combat waste, fraud, and abuse in health insurance and health care delivery, to promote the use of medical savings accounts, to improve the access to long-term care services and coverage, and to simplify the administration of health insurance (hhs.gov, 2010).
This Act is important because prior to this any insurance company could enforce a waiting period when you got insurance through work for what is called a "previous existing condition". This would put many people essentially without insurance for long periods of time, many times up to 18 months. This act forced insurance companies to do away with pre-existing condition rules when the employee moved from one job to another and either was insured or had Cobra, in other words were continuously insured. This one Act allowed many Americans to remain insured even though they changed jobs (hhs.gov, 2010).
Another important aspect of this Act is the fact that it made it possible to have medical savings accounts. These accounts allow the average person to have pre-tax money removed from their paychecks and put into a savings account for use on co-pays and non-covered treatments or visits. This prevents the average insurance holder from having huge medical bills add up that they cannot pay. It also helps pay medication bills in the case of those people who do not have separate medication plans.
On the State side, there is the radon laws. This is used in many states but not all. It is section 10-220 and falls under the duties of the board of education. It comes from the Environmental Protection Agency and it allows that all schools must test for Radon at least once a year. However, there is also included in this the fact that heating, ventilation and air conditions systems must be checked, the radon levels in water and air, potential for exposure to microbiological airborne particles, including fungi, mold and bacteria. chemical compounds of concern to indoor air quality, volatile organic compounds,
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