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Health Insurance - Obama Care - Essay Example

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This paper "Health Insurance - Obama Care" focuses on the Affordable Care Act, commonly known to many as the ObamaCare, that was signed into law on 23rd March 2010. The law is meant to increase the quality of health insurance. …
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Health Insurance - Obama Care

Download file to see previous pages... The law was meant to eliminate the current pre-existing health conditions in the state, stop the insurance companies from getting rid of the customers when they fall sick, protect any form of gender discrimination that exists in the healthcare industry and expand on the existing preventive services and health benefits available (Noonan). Furthermore, the law stipulates that big organizations insure all their employees, create a subsidised insurance in order to lower the cost of insurance and consequently reduce the cost of healthcare spending and the discrepancy. As much as the idea was taken well by many, this was not the case with everyone.
This is especially so with the religious community, which believed that the law raised many controversies in terms of the morals and ethics of the religious groups. This was in relation to the laws of the birth control mandate. The ObamaCare plan requires that all for-profit employer’s health plan to provide insurance for up to twenty contraception methods. Among the twenty contraception methods, five of them in the eyes of the religious community was viewed as a form of abortion or sterilization. The basis the religious leaders used in their defence was the Religious Freedom Restoration Act, which was passed in 1993 (Tate, 106). The statute merely stipulated that if the government at any point interferes in any way with the free exercise of religion, it must narrowly alter its regulations to serve a persuasive concern and inflict the least “oppressive” option. Most religions are against the idea of the use of contraceptives, especially in an instance when the mode of contraception seems to be a form of taking away life. This, therefore, necessitated the need for the law to be adjusted such that it suits the needs of everyone in the community.
 Consequently, the Health and Human Services was forced to make an exemption for churches from the mandate, which implied that religious non-profits were allowed to apply for quasi-exemption from the rule. ...Download file to see next pagesRead More
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