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angement where a business organization dedicates to paying health insurance premiums for their workers so that in case of any emergency arising from work activities, they are well taken catered for (Hunnicutt 2010). In planning for health care benefits in an organization, there has to be careful attention on the way the plan is created so that it caters for all workers incommensurate to the company management structures and functions of all its workers. This means that the company does not have to create health care insurance plans that lead to division among the workers.
Southern California Grocery has been facing huge challenges in executing its health care pal for its staff. However, a plan to consider some ways of reducing the health insurance costs for the company can be helpful in cutting down its spending in health insurance for two sets of workers.
To reduce some of these costs, first, the company should consider establishing various wellness programs. The advantage with these programs is that they influence worker’s lifestyle changes that results in reduced costs for health care. Wellness programs enable workers to participate in their healthy lifestyle; this includes education in ways of preventing certain diseases and illnesses (Dubois 2006). Wellness programs enable employees to make good choices concerning their lifestyle and how those particular lifestyle patterns affect their lives.
The second activity that can reduce its health care costs is doing a health assessment; health insurance census ensures employers pay reduced costs for their employees, after an assessment of their health status. This will be an essential process since the grocery may end up harmonizing the rates of heath care insurance to all its employees.
Thirdly, the grocery should consider establishing a cost sharing agreement in the payment of the health insurance costs. They grocery should recommend a certain percentage of the costs to be met with its workers, while it honors
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